7331 Versailles Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 7331 Versailles Ln, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,412 sqft · built 1995
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$960,000 (Jun 2026)
Tax Bill$5,755 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN225-462-06

Property Details

APN / Parcel Number

Primary APN225-462-06

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,412 sqft Living Area
Gross Area3,897 sqft
1st Floor Area2,227 sqft
Upper Floors Area1,333 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialOther
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area485 sqft
PorchFinished/Open Porch
Porch Area398 sqft
Patio Area321 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7331 VERSAILLES LN
CityCHARLOTTE
StateNC
Zip28277-5550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3(CD)
Legal DescriptionL70 M26-16
Legal SubdivisionINVENESS/PIPER GLEN MAP 01
Legal Block2
Legal Lot Number70
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1009
Census Tract5816

Owner

Source: Mecklenburg County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7331 VERSAILLES LN, CHARLOTTE, NC 28277-5550
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORPORATION
Mar 18, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRINCETON MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleJul 14, 2000 · Amount on Record
Deed Document Number202662210
Deed Book / Page40494 / 75
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 11, 2026
Property Address7331 VERSAILLES LN, CHARLOTTE, NC 28277-5550
Document Number0000062210
Book / Page40494 / 75
Instrument DateJun 10, 2026
Instrument202662210
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyLIBERTY CREEK TITLE LLC, LIBERTY PREMIER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$193,920.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7331 VERSAILLES LN, CHARLOTTE, NC 28277-5550

Mortgage

Document Number0000062211,
DateJun 11, 2026
Instrument202662211
Lender
NameAMERICAN SECURITY MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 18, 2022
Property Address7331 VERSAILLES LN, CHARLOTTE, NC 28277-5550
Document Number0000042672
Book / Page37167 / 782
Map ReferenceMB 26 PG 16
Instrument DateMar 18, 2022
Instrument2022042672
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5350 PINEHURST PARK DR, CHARLOTTE, NC 28211-4915

Transferred To (Grantee/Buyer)

NameVerified Name
Address7331 VERSAILLES LN, CHARLOTTE, NC 28277-5550

Mortgage

Document Number0000042673
DateMar 18, 2022
Instrument2022042673
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7331 VERSAILLES LN, CHARLOTTE, NC 28277-5550
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000188133
DateNov 9, 2020
Book Page35290/424
Instrument2020188133
Lender
NamePRINCETON MORTGAGE CORP
TypeMortgage Company
AddressTITUSVILLE, NJ 08560
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,755.00 (+1.61%)$727,800 Land $171,000 Building $556,800$727,800 Land $171,000 Building $556,800
2024$5,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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