Mecklenburg County property record for 7340 Versailles Ln, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,007 sqft · built 1995 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $515,000 (Nov 2018) |
| Tax Bill | $5,210 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-462-11 |
| Primary APN | 225-462-11 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,007 sqft Living Area |
| Gross Area | 3,456 sqft |
| 1st Floor Area | 1,534 sqft |
| Upper Floors Area | 1,473 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 449 sqft |
| Deck Area | 244 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7340 VERSAILLES LN |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-5549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3(CD) |
| Legal Description | L65 M26-16 |
| Legal Subdivision | INVERNESS/PIPER GLEN MAP 01 |
| Legal Block | 2 |
| Legal Lot Number | 65 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5816 |
Source: Mecklenburg County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 7340 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 27, 2021 | Intrafamily Transfer, Transfer |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Nov 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK |
| Apr 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2018 · Amount on Record |
| Deed Sale | Nov 5, 2018 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Document Number | 2018139084 |
| Deed Book / Page | 33092 / 780 |
| Last Transfer Date | Sep 24, 2021 |
| Transfer Doc | 0000184344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7340 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000021195 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 35630/779 |
| Instrument | 2021021195 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7340 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|---|
| Address | 7340 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000029501 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 40290/639 |
| Instrument | 2026029501 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 27, 2021 |
| Property Address | 7340 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000184344 |
| Book / Page | 36572 / 479 |
| Map Reference | MB 26 PG 16 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021184344 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 7340 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7340 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028898 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 34328/23 |
| Instrument | 2020028898 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 5, 2018 |
| Property Address | 7340 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000139084 |
| Book / Page | 33092 / 780 |
| Map Reference | MB26 PG16 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 2018139084 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1182 EDEN ISLE, 1182, CHARLOTTE, NC 28277 |
| Name | Verified Name |
|---|---|
| Address | 7340 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000139085 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 2018139085 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 27, 2018 |
| Property Address | 7340 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000051339 |
| Book / Page | 32638 / 118 |
| Map Reference | MB26 PG16 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2018051339 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $976.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6205 MORRISON BLVD APT 623, 6205, CHARLOTTE, NC 28211-5144 |
| Name | Verified Name |
|---|---|
| Address | 7340 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000051340 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2018051340 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $667,900 Land $190,000 Building $477,900 | $667,900 Land $190,000 Building $477,900 | |
| 2024 | $5,210.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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