Mecklenburg County property record for 7316 Versailles Ln, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,029 sqft · built 1994 |
| Lot Size | 0.269 acres (11,746 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Jun 2017) |
| Tax Bill | $6,252 (2023) |
| Deeds & Mortgages | May 2021 Line of Credit Oct 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-462-15 |
| Primary APN | 225-462-15 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,029 sqft Heated Area |
| Gross Area | 3,370 sqft |
| 1st Floor Area | 1,277 sqft |
| Upper Floors Area | 1,576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 11,746 sqft (0.269 acres) |
| Garage Area | 517 sqft |
| Deck Area | 180 sqft |
| Patio Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 225-462-15 |
|---|---|
| Street Address | 7316 VERSAILLES LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-5549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3(CD) |
| Legal Description | L61 M26-16 |
| Legal Subdivision | WOODHILL MANOR CAMBRIDGE SEC 0 |
| Legal Lot Number | 61 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5816 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7316 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Jun 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2017 · Amount on Record |
| Deed Sale | Jun 2, 2017 · Amount on Record |
| Prior Sale | Nov 15, 2006 · Amount on Record |
| Deed Document Number | 0031854179 |
| Deed Book / Page | 31854 / 179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7316 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7316 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Investor | Possibly a Property Investor |
| Document Number | 0000104999 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 36114/897 |
| Instrument | 2021104999 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28247 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7316 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7316 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000111074 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 39967/202 |
| Instrument | 2025111074 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 15, 2025 |
| Property Address | 7316 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000047109 |
| Book / Page | 39584 / 361 |
| Map Reference | MB 26 PG 16 |
| Instrument Date | Apr 15, 2025 |
| Instrument | 2025047109 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | ATLANTIC CAROLINAS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,724.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7316 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000047110 |
|---|---|
| Date | May 15, 2025 |
| Instrument | 2025047110 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7316 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000186589 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 35282/537 |
| Instrument | 2020186589 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7316 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000025641 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7316 VERSAILLES LN CHARLOTTE NC 282775549, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000025641 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 034308/000877 |
| Instrument | 25641 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 2, 2017 |
| Property Address | 7316 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000073607 |
| Book / Page | 31854 / 179 |
| Map Reference | MB26 PG16 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 2017073607 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8610 LAURELWOOD LN, 8610, WAXHAW, NC 28173-7594 |
| Name | Verified Name |
|---|---|
| Address | 7316 VERSAILLES LN, CHARLOTTE, NC 28277-5549 |
| Document Number | 0000073608 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 2017073608 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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