7330 Big Hand Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 7330 Big Hand Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,000 (Feb 2022)
Tax Bill	$3,605 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-019-4003-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-019-4003-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Architectural Style	Ranch
Lot Area	653,400 sqft (15 acres)
Lot Width	247 ft Width
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7330 BIG HAND RD
City	SAINT CLAIR
State	MI
Zip	48079-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	E 15 RODS OF W 35 RODS OF E 1/2 OF SW 1/4 SECTION 19 T5N R16E 15 A
Legal Range	16E
Legal Township	05N
Legal Section	19
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2011
Census Tract	640600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7330 BIG HAND RD, SAINT CLAIR, MI 48079-3609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Deed Document Number	20223281
Deed Book / Page	5485 / 116
Prior Transfer Date	Mar 4, 2014
Prior Transfer Doc	004487/291
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7330 BIG HAND RD, SAINT CLAIR, MI 48079-3609
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005898122
Date	Feb 17, 2026
Book Page	5898/122
Instrument	2026003088

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 9, 2056

Interest

Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 8, 2022
Property Address	7330 BIG HAND RD, SAINT CLAIR, MI 48079-3609
Document Number	0005485116
Book / Page	5485 / 116
Instrument Date	Jan 12, 2022
Instrument	2022003281
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,347.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7330 BIG HAND RD, 7330, SAINT CLAIR, MI 48079-3609

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7330 BIG HAND RD, SAINT CLAIR, MI 48079-3609

Mortgage

Document Number	0005480347
Date	Jan 27, 2022
Book Page	5480/347
Instrument	2022002234

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,700 (+3.27%)	$353,400 (+3.27%)
2025	$3,605.00 (+3.32%) Homeowner's exemption	$171,100 (+29.72%)
2024	$3,489.00 (+64.5%)		$342,200 (+29.72%)
2023		$131,900
2022	$2,121.00		$263,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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