7305 Big Hand Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 7305 Big Hand Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,136 sqft · built 1957
Lot Size	19.6 acres (857,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jan 2026)
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-030-1001-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-030-1001-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	928 sqft
Basement Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	857,696 sqft (19.6 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	7 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7305 BIG HAND RD
City	SAINT CLAIR
State	MI
Zip	48079-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG S 87D 34M 33S W 222.92' FROM N 1/4 COR, TH S 87D 34M 33S W 322.92', TH S 2D 15M 41S E 2670.16', TH N 86D 42M 2S E
Legal Range	16E
Legal Township	05N
Legal Section	30
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2021
Census Tract	640600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7305 BIG HAND RD, SAINT CLAIR, MI 48079-3610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Warranty Deed, Transfer · Conventional Mortgage XPERT HOME LENDING INC
Apr 7, 2023	Intrafamily Transfer, Transfer
Mar 6, 2018	Loan Modification, Mortgage · Conventional Mortgage NORTH STAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Deed Document Number	20261868
Deed Book / Page	5892 / 995
Prior Transfer Date	Apr 5, 2025
Prior Transfer Doc	0005802348
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 28, 2026
Property Address	7305 BIG HAND RD, SAINT CLAIR, MI 48079-3610
Document Number	0005892995
Book / Page	5892 / 995
Instrument Date	Dec 10, 2025
Instrument	2026001868
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7305 BIG HAND RD, SAINT CLAIR, MI 48079-3610

Mortgage

Document Number	0005891277
Date	Jan 22, 2026
Book Page	5891/277
Instrument	2026001520

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company
Address	1100 SATELLITE BLVD NW, SUWANEE, GA 30024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 7, 2023
Property Address	7305 BIG HAND RD, SAINT CLAIR, MI 48079-3610
Document Number	0005612374
Book / Page	5612 / 374
Instrument Date	Apr 7, 2023
Instrument	2023006514
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7305 BIG HAND RD, SAINT CLAIR, MI 48079-3610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 MIEN ROAD, KIMBALL, MI 48074

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAINT CLAIR MI
Property Address	7305 BIG HAND RD, SAINT CLAIR, MI 48079-3610
Document Number	0049240008
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7305 BIG HAND RD ST CLAIR MI 480793610, ST CLAIR, MI 48079-3610

Mortgage

Document Number	0049240008
Date	Mar 9, 2018
Book Page	004924/000008

Lender

Name	NORTH STAR BK
Type	Bank
Address	SAINT CLAIR, MI 48079

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 8, 2023

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,600 (+14.67%)	$303,200 (+14.67%)
2025	$2,959.00 (+3.35%) Homeowner's exemption	$132,200 (+19.1%)
2024	$2,863.00 (+7.07%)		$264,400 (+19.1%)
2023		$111,000
2022	$2,674.00		$222,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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