7248 Big Hand Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 7248 Big Hand Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$314,500 (Jan 2026)
Tax Bill	$1,889 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-019-3003-001`

Property Details

APN / Parcel Number

Primary APN	`74-30-019-3003-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,544 sqft Living Area
Basement Area	1,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	174,240 sqft (4 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74300193003001
Street Address	7248 BIG HAND RD
City	SAINT CLAIR
State	MI
Zip	48079-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG AT S 1/4 COR, TH S 87D 33M 36S W 34.67', TH N 3D 19M 53S W 545.19', TH N 86D 40M 5S E 319.55', TH S 3D 20M 8S E 545.22',
Legal Range	16E
Legal Township	05N
Legal Section	19
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	2
Census Block	2011
Census Tract	640600

Owner

Source: St. Clair County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	34376 TOM DR, CHESTERFIELD, MI 48047-6122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer · FHA Mortgage KAYE FINANCIAL CORPORATION
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI UNION HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Aug 17, 2015 · Amount on Record
Deed Document Number	2026001079
Deed Book / Page	5889 / 534
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 14, 2026
Property Address	7248 BIG HAND RD, SAINT CLAIR, MI 48079-3607
Document Number	0005889534
Book / Page	5889 / 534
Instrument Date	Dec 30, 2025
Instrument	2026001079
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$2,358.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7248 BIG HAND RD, SAINT CLAIR, MI 48079-3607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34376 TOM DR, CHESTERFIELD, MI 48047-6122

Mortgage

Document Number	2026000266
Date	Jan 14, 2026
Instrument	2026000266

Lender

Name	KAYE FINANCIAL CORPORATION
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Mortgage

Document Number	0005886159
Date	Jan 6, 2026
Book Page	5886/159
Instrument	2026000266

Lender

Name	KAYE FINANCIAL CORPORATION
Type	Non-Lending Institution
Address	31100 NORTHWESTERN HWY, FARMINGTON HILLS, MI 48334

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7248 BIG HAND RD, SAINT CLAIR, MI 48079-3607
Document Number	0051870549
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7248 BIG HAND RD ST CLAIR MI 480793607, ST CLAIR, MI 48079-3607

Mortgage

Document Number	0051870549
Date	May 14, 2020
Book Page	005187/000549

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 13, 2040

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,300 (+30.26%)
2024	$1,889.00 (+9.63%)		$200,600 (+30.26%)
2023		$77,000
2022	$1,723.00		$154,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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