733 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 733 W 3rd St, Waterloo, IA 50701

Property Summary

Property Type	Quadplex
Details	4 bd · 5.5 ba · 4,255 sqft · built 1901
Lot Size	0.128 acres (5,580 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Nov 2025)
Tax Bill	$2,336 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-255-028`

Property Details

APN / Parcel Number

Primary APN	`8913-26-255-028`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,255 sqft Total Area
1st Floor Area	1,604 sqft
Attic	Attic
Attic Area	882 sqft
Basement Area	1,684 sqft
Unfinished Basement	1,684 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Quadruplex
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,580 sqft (0.128 acres)
Lot Dimensions	93 ft deep x 60 ft wide
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	733 W 3RD ST
City	WATERLOO
State	IA
Zip	50701-5941
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	LEAVITTS ADDITION ALL LOT 2 BLK 6 EXC SELY 48 FT & EASE
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	LEAVITTS ADDITION
Legal Block	6
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2011
Census Tract	300

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	411 WELLINGTON ST, WATERLOO, IA 50701-5936
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 19, 2022	Warranty Deed, Transfer · Commercial Mortgage FARMERS STATE BANK
Mar 8, 2022	Re-recorded Document · Line of Credit FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	202517254
Prior Transfer Date	Jan 23, 2024
Prior Transfer Doc	0000009476
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 30, 2024
Property Address	733 W 3RD ST, WATERLOO, IA 50701-5941
Document Number	202400009476
Instrument Date	Jan 23, 2024
Instrument	202400009476
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 LORALIN DR, WATERLOO, IA 50701-4814

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 19, 2022
Property Address	733 W 3RD ST, WATERLOO, IA 50701-5941
Document Number	202200014824
Map Reference	MB 4 PG 162
Instrument Date	Jan 13, 2022
Instrument	202200014824
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 LORALIN DR, WATERLOO, IA 50701-4814

Mortgage

Document Number	202200014825
Date	Jan 19, 2022
Instrument	202200014825

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 8, 2022
Property Address	733 W 3RD ST, WATERLOO, IA 50701-5941
Document Number	202200017777
Map Reference	MB 70 PG 162
Instrument Date	Jan 13, 2022
Instrument	202200017777
Record Updated	Feb 15, 2024
Title Company	TITLE SERVICES CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3702 LORALIN DR, WATERLOO, IA 50701-4814

Mortgage

Document Number	202200017778
Date	Mar 8, 2022
Instrument	202200017778

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jan 18, 2052

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,336.00 (-2.59%)	$114,470 (+3.57%) Land $7,650 Building $106,820	$114,470 (+3.57%) Land $7,650 Building $106,820
2024	$2,398.00 (+49.5%)
2023		$110,520 (+51.36%) Land $7,650 Building $102,870	$110,520 (+51.36%) Land $7,650 Building $102,870
2022	$1,604.00	$73,020 Land $7,650 Building $65,370
2021			$73,020 Land $7,650 Building $65,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.

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