720 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 720 W 3rd St, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1936
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$62,500 (Jul 2011)
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Sep 2008 Mortgage Jul 2011 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-183-006`

Property Details

APN / Parcel Number

Primary APN	`8913-26-183-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	720 W 3RD ST
City	WATERLOO
State	IA
Zip	50701-5942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEAVITTS ADDITION LOT 4 BLK 7 SUBJECT TO EASEMENT
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	LEAVITTS ADDITION
Legal Block	7
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2013
Census Tract	300

Owner

Source: Black Hawk County records · APN 8913-26-183-006

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 W 3RD ST, WATERLOO, IA 50701-5942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2008	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Jul 18, 2011	Warranty Deed, Transfer · FHA Mortgage PREMIER HOME MORTGAGE INC
Jan 05, 2005	Legal Action/Court Order, Foreclosure · Conventional Mortgage GMAC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2011 · Amount on Record
Deed Sale	Jul 18, 2011 · Amount on Record
Prior Sale	Jan 05, 2005 · Amount on Record
Deed Document Number	201120120001064
Record Updated	Sep 20, 2026

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	720 W 3RD ST, WATERLOO, IA 50701-5942
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009006695
Date	Sep 29, 2008
Instrument	2009006695

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2038

July 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 18, 2011
Property Address	720 W 3RD ST, WATERLOO, IA 50701-5942
Document Number	20120001064
Instrument Date	Jul 15, 2011
Instrument	20120001064
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	BLACK HAWK COUNTY ABSTRACT &

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$99.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 W 3RD ST, WATERLOO, IA 50701-5942

Mortgage

Document Number	20120001065
Date	Jul 18, 2011
Instrument	20120001065

Lender

Name	PREMIER HOME MORTGAGE INC
Type	Mortgage Company
Address	RAPID CITY, SD 57701

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2041

January 2005: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 05, 2005
Property Address	720 W 3RD ST, WATERLOO, IA 50701-5942
Document Number	2005016301
Instrument Date	Dec 22, 2004
Instrument	2005016301
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$63.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W 3RD ST, WATERLOO, IA 50701-5942

Mortgage

Document Number	2005016302
Date	Jan 05, 2005
Instrument	2005016302

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2035

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,445.00 (-1.37%) Homeowner's exemption	$75,400 (+14.68%) Land $9,180 Building $66,220	$75,400 (+14.68%) Land $9,180 Building $66,220
2024	$1,465.00 (+48.28%)
2023		$65,750 (+22.05%) Land $9,180 Building $56,570	$65,750 (+22.05%) Land $9,180 Building $56,570
2022	$988.00 Homeowner's exemption	$53,870 Land $9,180 Building $44,690
2021			$53,870 Land $9,180 Building $44,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: AT&T, LTD Broadband, AMG Technology Investment Group, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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