Black Hawk County property record for 815 W 3rd St, Waterloo, IA 50701
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,011 sqft · built 1896 |
| Lot Size | 0.2 acres (8,700 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $900 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-401-004 |
| Primary APN | 8913-26-401-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,011 sqft Total Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,700 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 322 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 815 W 3RD ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5943 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | JENNY AND SEDGWICKS SUBDIV OF LOT NO FOUR AND ALL THAT PART OF LOT NO FIVE WHICH LIES SOUTH WESTERLY OF WELLINGTON IN BLK NO |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | JENNY AND SEDGWICKS SUBDIV |
| Legal Block | NO |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 300 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 815 W 3RD ST, WATERLOO, IA 50701-5943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $900.00 (+12.22%) Homeowner's exemption | $63,960 (+14.93%) Land $7,870 Building $56,090 | $63,960 (+14.93%) Land $7,870 Building $56,090 |
| 2024 | $802.00 (+16.23%) | ||
| 2023 | $55,650 (+27.35%) Land $7,870 Building $47,780 | $55,650 (+27.35%) Land $7,870 Building $47,780 | |
| 2022 | $690.00 Homeowner's exemption | $43,700 Land $7,870 Building $35,830 | |
| 2021 | $43,700 Land $7,870 Building $35,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.
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