7329 Pine Bluff Cir, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 7329 Pine Bluff Cir, Charlotte, NC 28214

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,846 sqft · built 1979
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$67,500 (Jul 2010)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-441-16`

Property Details

APN / Parcel Number

Primary APN	`055-441-16`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,846 sqft Living Area
1st Floor Area	1,106 sqft
Upper Floors Area	636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Porch	Slab
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7329 PINE BLUFF CIR
City	CHARLOTTE
State	NC
Zip	28214-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L6 M18-247
Legal Subdivision	FRST PAWTUCKETT SEC 04-C
Legal Block	1
Legal Lot Number	6
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1016
Census Tract	6011

Owner

7329 Pine Bluff Cir is owned and occupied by an individual who bought it in July 2010.

Source: Mecklenburg County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7329 PINE BLUFF CIR, CHARLOTTE, NC 28214-2134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LENDING
Oct 8, 2019	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG
Aug 17, 2018	Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG
Dec 9, 2017	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2010 · Amount on File
Deed Sale	Jul 2, 2010 · Amount on File
Prior Sale	Mar 3, 2010 · Amount on File
Deed Document Number	201077183
Deed Book / Page	25738 / 448
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7329 PINE BLUFF CIR, CHARLOTTE, NC 28214-2134
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103101
Date	Oct 30, 2023
Book Page	38456/115
Instrument	2023103101

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7329 PINE BLUFF CIR, CHARLOTTE, NC 28214-2134
Document Number	0000137071
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7329 PINE BLUFF CIR CHARLOTTE NC 282142134, CHARLOTTE, NC 28214-2134

Mortgage

Document Number	0000137071
Date	Oct 11, 2019
Book Page	033936/000269
Instrument	137071

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7329 PINE BLUFF CIR, CHARLOTTE, NC 28214-2134
Document Number	0000105463
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7329 PINE BLUFF CIR CHARLOTTE NC 282142134, CHARLOTTE, NC 28214-2134

Mortgage

Document Number	0000105463
Date	Aug 20, 2018
Book Page	032916/000853
Instrument	105463

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Aug 19, 2046

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7329 PINE BLUFF CIR, CHARLOTTE, NC 28214-2134
Document Number	0000166082
Book / Page	032334 / 000646
Instrument Date	Dec 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7329 PINE BLUFF CIR CHARLOTTE NC 282142134, CHARLOTTE, NC 28214-2134

Mortgage

Document Number	0000166082
Date	Dec 12, 2017
Book Page	032334/000646
Instrument	166082

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7329 Pine Bluff Cir was $2,502.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,502.00	$303,600 Land $65,000 Building $238,600	$303,600 Land $65,000 Building $238,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7329 Pine Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7329 Pine Bluff Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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