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7401 Pine Bluff Cir, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 7401 Pine Bluff Cir, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,679 sqft · built 1981
Lot Size0.275 acres (12,017 sqft)
OwnerIndividual Name on File
Tax Bill$2,950 (2023)
Deeds & MortgagesSep 2021 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN055-441-18

Property Details

APN / Parcel Number

Primary APN055-441-18

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,679 sqft Heated Area
Gross Area1,727 sqft
1st Floor Area1,679 sqft
FlooringPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area12,017 sqft (0.275 acres)
PorchPorch
Porch Area48 sqft
Deck Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number055-441-18
Street Address7401 PINE BLUFF CIR
CityCHARLOTTE
StateNC
Zip28214-2133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL8 M18-247
Legal SubdivisionFRST PAWTUCKETT 04-C
Legal Lot Number8
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1016
Census Tract6011

Owner

7401 Pine Bluff Cir is owned and occupied by an individual who acquired it in May 2000.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address7401 PINE BLUFF CIR, CHARLOTTE, NC 28214-2133
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Apr 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMEWARD RESID'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2000
Deed SaleMay 22, 2000
Prior SaleAug 18, 1998 · Amount on File
Deed Document Number0001129762
Deed Book / Page09865 / 0257
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7401 PINE BLUFF CIR, CHARLOTTE, NC 28214-2133
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000185461
DateSep 28, 2021
Book Page36579/803
Instrument2021185461
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7401 PINE BLUFF CIR, CHARLOTTE, NC 28214-2133
Document Number0000055336
Book / Page031756 / 000524
Instrument DateApr 25, 2017
Transaction TypeMortgage
Record UpdatedMay 4, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7401 PINE BLUFF CIR CHARLOTTE NC 282142133, CHARLOTTE, NC 28214-2133

Mortgage

Document Number0000055336
DateApr 28, 2017
Book Page031756/000524
Instrument55336
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 27, 2032

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 7401 Pine Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7401 Pine Bluff Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Bluff Cir

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