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7316 Pine Bluff Cir, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 7316 Pine Bluff Cir, Charlotte, NC 28214

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,868 sqft · built 1979
Lot Size0.295 acres (12,893 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Aug 2020)
Tax Bill$2,795 (2023)
Deeds & MortgagesMar 2019 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055-441-37

Property Details

APN / Parcel Number

Primary APN055-441-37

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,868 sqft Heated Area
Gross Area2,279 sqft
1st Floor Area1,628 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleOther
Exterior MaterialWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area12,893 sqft (0.295 acres)
Garage TypeDetached
Garage Area376 sqft
PorchPorch
Porch Area72 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number055-441-37
Street Address7316 PINE BLUFF CIR
CityCHARLOTTE
StateNC
Zip28214-2131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL27 M18-247
Legal SubdivisionFRST PAWTUCKETT 04-C
Legal Lot Number27
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1016
Census Tract6011

Owner

7316 Pine Bluff Cir is owned and occupied by an individual who bought it in August 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address7316 PINE BLUFF CIR, CHARLOTTE, NC 28214-2131
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Aug 17, 2020Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2020 · Amount on File
Deed SaleAug 17, 2020 · Amount on File
Deed Document Number0034935794
Deed Book / Page34935 / 794
Record UpdatedJun 7, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7316 PINE BLUFF CIR, CHARLOTTE, NC 28214-2131
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034820
DateMar 28, 2019
Book Page33382/827
Instrument2019034820
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2039

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 17, 2020
Property Address7316 PINE BLUFF CIR, CHARLOTTE, NC 28214-2131
Document Number0000128753
Book / Page34935 / 794
Map ReferenceMB 18 PG 247&248
Instrument DateAug 14, 2020
Instrument2020128753
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7316 PINE BLUFF CIR, CHARLOTTE, NC 28214-2131

Mortgage

Document Number0000128754
DateAug 17, 2020
Instrument2020128754
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 7316 Pine Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7316 Pine Bluff Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Bluff Cir

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