7322 Laurel Ridge Dr, Whitehouse, OH 43571 Property Records

Lucas County property record for 7322 Laurel Ridge Dr, Whitehouse, OH 43571

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,298 sqft · built 2000
Lot Size	0.262 acres (11,425 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2021)
Tax Bill	$4,338 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`98-40098`

Property Details

APN / Parcel Number

Primary APN	`98-40098`
Alternative APN	`47052024`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,298 sqft Living Area
1st Floor Area	640 sqft
2nd Floor Area	658 sqft
Basement Area	640 sqft

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	11,425 sqft (0.262 acres)
Lot Width	120 ft Width
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7322 LAUREL RIDGE DR
City	WHITEHOUSE
State	OH
Zip	43571-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23-R3
Legal Description	VILLAGE MEADOWS PLAT ONE LOT 24
Legal Subdivision	VILLAGE MEADOWS
Legal Lot Number	24
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1020
Census Tract	8904

Owner

7322 Laurel Ridge Dr is owned and occupied by an individual who bought it in August 2021.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	7322 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 17, 2021	Warranty Deed, Transfer · FHA Mortgage MIDWEST MORTGAGE INVESTMENTS LTD
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Jul 20, 2011 · Amount on File
Deed Document Number	202108170043607
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	7322 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7322 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475

Mortgage

Document Number	0000039631
Date	Oct 31, 2025
Instrument	202510310039631

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 17, 2021
Property Address	7322 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Document Number	0000043607
Map Reference	VOL 145 PG 87
Instrument Date	Aug 17, 2021
Instrument	202108170043607
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7322 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475

Mortgage

Document Number	0000043608
Date	Aug 17, 2021
Instrument	202108170043608

Lender

Name	MIDWEST MORTGAGE INVESTMENTS LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	7322 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050838
Date	Nov 10, 2020
Instrument	202011100050838

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7322 Laurel Ridge Dr was $4,338, up 4.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Municipality	Whitehouse Village
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,338.00 (+4.73%)	$85,785 (-) Land $10,535 Building $75,250
2024	$4,142.00 (+37.24%)	$85,785 (+54.64%) Land $10,535 Building $75,250	$245,100 Land $30,100 Building $215,000
2023	$3,018.00 (-0.95%)	$55,475 (-) Land $6,335 Building $49,140
2022	$3,047.00 Homeowner's exemption	$55,475 Land $6,335 Building $49,140
2021			$158,500 Land $18,100 Building $140,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7322 Laurel Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7322 Laurel Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHOUSE VILLAGE serves 5,200 people · EPA ID OH4801612
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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