7274 Laurel Ridge Dr, Whitehouse, OH 43571 Property Records

Lucas County property record for 7274 Laurel Ridge Dr, Whitehouse, OH 43571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 2000
Lot Size	0.279 acres (12,150 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (May 2026)
Tax Bill	$2,785 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`98-40101`

Property Details

APN / Parcel Number

Primary APN	`98-40101`
Alternative APN	`47052027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,302 sqft
Basement Area	882 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Raised
Lot Area	12,150 sqft (0.279 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7274 LAUREL RIDGE DR
City	WHITEHOUSE
State	OH
Zip	43571-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23-R3
Legal Description	VILLAGE MEADOWS PLAT ONE LOT 27
Legal Subdivision	VILLAGE MEADOWS PLAT ONE
Legal Tract	89.01
Legal Lot Number	27
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1020
Census Tract	8904

Owner

7274 Laurel Ridge Dr is owned and occupied by an individual who bought it in May 2026.

Source: Lucas County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	7274 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit UNION BANK
May 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 25, 2026	Sheriff's Deed, Foreclosure Foreclosure Auction
Jul 10, 2018	Warranty Deed, Transfer · VA Mortgage FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Feb 25, 2026 · Amount on File
Deed Document Number	202620911
Prior Transfer Date	Feb 6, 2009
Prior Transfer Doc	0000006035
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Jul 22, 2026
Property Address	7274 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Document Number	0000028305
Instrument Date	Jun 24, 2026
Instrument	202628305
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7274 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475

Mortgage

Document Number	0000028305,
Date	Jul 22, 2026
Instrument	202628305

Lender

Name	UNION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 30, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	May 29, 2026
Property Address	7274 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Document Number	0000020911
Instrument Date	May 14, 2026
Instrument	202620911
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7274 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Investor	Possibly a Property Investor

February 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 25, 2026
Property Address	7274 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Document Number	0000007790
Map Reference	VOL 145 PG 8
Instrument Date	Feb 4, 2026
Instrument	202602250007790
Transaction Type	Foreclosure
Record Updated	Mar 10, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7500 YAWBERG RD, WHITEHOUSE, OH 43571-9727

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 10, 2018
Property Address	7274 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Document Number	0000029707
Instrument Date	Jul 6, 2018
Instrument	29707
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7274 LAUREL RIDGE DR WHITEHOUSE OH 435719475, WHITEHOUSE, OH 43571-9475

Mortgage

Document Number	29708
Date	Jul 10, 2018
Instrument	29708

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Municipality	Whitehouse Village
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,680 (-) Land $9,765 Building $47,915	$164,800 (-) Land $27,900 Building $136,900
2024	$2,785.00 (-6.54%)	$57,680 (+5.3%) Land $9,765 Building $47,915	$164,800 Land $27,900 Building $136,900
2023	$2,980.00 (-0.93%)	$54,775 (-) Land $9,170 Building $45,605
2022	$3,008.00 Homeowner's exemption	$54,775 Land $9,170 Building $45,605
2021			$156,500 Land $26,200 Building $130,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7274 Laurel Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7274 Laurel Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHOUSE VILLAGE serves 5,200 people · EPA ID OH4801612
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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