7312 Laurel Ridge Dr, Whitehouse, OH 43571 Property Records

Lucas County property record for 7312 Laurel Ridge Dr, Whitehouse, OH 43571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,064 sqft · built 2000
Lot Size	0.278 acres (12,150 sqft)
Owner	Individual Name on File
Last Sale	$239,500 (May 2017)
Tax Bill	$4,646 (2025)
Deeds & Mortgages	Aug 2021 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`98-40099`

Property Details

APN / Parcel Number

Primary APN	`98-40099`
Alternative APN	`47052025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	964 sqft
2nd Floor Area	1,100 sqft
Basement Area	600 sqft

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	12,150 sqft (0.278 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	55 sqft
Deck Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7312 LAUREL RIDGE DR
City	WHITEHOUSE
State	OH
Zip	43571-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23-R3
Legal Description	VILLAGE MEADOWS PLAT ONE LOT 25
Legal Subdivision	VILLAGE MEADOWS
Legal Lot Number	25
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1020
Census Tract	8904

Owner

7312 Laurel Ridge Dr is owned and occupied by an individual who acquired it in August 2021.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	7312 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Intrafamily Transfer, Transfer
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST MORTGAGE INVESTMENTS LTD
May 2, 2017	Survivorship Deed, Transfer · Conventional Mortgage MIDWEST MORTGAGE INVESTMENTS LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2017 · Amount on File
Deed Sale	May 2, 2017 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	0000018656
Last Transfer Date	Aug 4, 2021
Transfer Doc	0000041221
Record Updated	Jun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Aug 4, 2021
Property Address	7312 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Document Number	0000041221
Map Reference	VOL 145 PG 87
Instrument Date	Apr 21, 2021
Instrument	202108040041221
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7312 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	7312 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043830
Date	Oct 6, 2020
Instrument	202010060043830

Lender

Name	MIDWEST MORTGAGE INVESTMENTS LTD
Type	Mortgage Company
Address	TOLEDO, OH 43623

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	May 2, 2017
Property Address	7312 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475
Document Number	0000018656
Map Reference	VOL145 PG87
Instrument Date	Apr 28, 2017
Instrument	201705020018656
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	LOUISVILLE TITLE AGENCY FOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$958.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7312 LAUREL RIDGE DR, WHITEHOUSE, OH 43571-9475

Mortgage

Document Number	0000018657
Date	May 2, 2017
Instrument	201705020018657

Lender

Name	MIDWEST MORTGAGE INVESTMENTS LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7312 Laurel Ridge Dr was $4,646, up 4.7% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Municipality	Whitehouse Village
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,646.00 (+4.69%)	$91,910 (-) Land $10,255 Building $81,655
2024	$4,438.00 (+24.14%)	$91,910 (+39.83%) Land $10,255 Building $81,655	$262,600 Land $29,300 Building $233,300
2023	$3,575.00 (-0.94%)	$65,730 (-) Land $6,930 Building $58,800
2022	$3,609.00 Homeowner's exemption	$65,730 Land $6,930 Building $58,800
2021			$187,800 Land $19,800 Building $168,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7312 Laurel Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7312 Laurel Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHOUSE VILLAGE serves 5,200 people · EPA ID OH4801612
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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