Henderson County property record for 732 Overlook Dr, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,398 sqft · built 1992 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Jan 2026) |
| Tax Bill | $3,152 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9566740722 |
| Primary APN | 9566740722 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,398 sqft Heated Area |
| 1st Floor Area | 3,192 sqft |
| Basement Area | 3,192 sqft |
| Finished Basement | 1,206 sqft |
| Unfinished Basement | 1,986 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Area | 577 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 248 sqft |
| Deck Area | 635 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1002804 |
|---|---|
| Street Address | 732 OVERLOOK DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-8791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1002804~R- |
| Legal Description | KENMURE LO117-118 PHII SEA PL2005-5789 |
| Legal Subdivision | PHASE II OF SECTION A OF KENMURE |
| Legal Phase | 2 |
| Legal Block | 74 |
| Legal Lot Number | 722 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 931500 |
732 Overlook Dr is owned by two individuals who bought it in January 2026.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 303 WESTSIDE DR, CHAPEL HILL, NC 27516-8394 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Warranty Deed, Transfer |
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC |
| Nov 3, 2020 | Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK |
| Apr 6, 2020 | Deed of Trust, Mortgage FIRSTBANK |
| Sep 28, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on File |
| Deed Sale | Jan 5, 2026 · Amount on File |
| Prior Sale | Feb 15, 2024 · Amount on File |
| Deed Document Number | 20261042731 |
| Deed Book / Page | 4384 / 62 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jan 5, 2026 |
| Property Address | 732 OVERLOOK DR, FLAT ROCK, NC 28731-8791 |
| Document Number | 0043840062 |
| Book / Page | 4384 / 62 |
| Map Reference | SL 5789 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 1001042731 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5243 RED FOX RUN, ANN ARBOR, MI 48105-9364 |
| Name | Verified Name |
|---|---|
| Address | 303 WESTSIDE DR, CHAPEL HILL, NC 27516-8394 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 732 OVERLOOK DR, FLAT ROCK, NC 28731-8791 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037700029 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 3770/29 |
| Instrument | 961030 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 732 OVERLOOK DR, FLAT ROCK, NC 28731-8791 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035920711 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 3592/711 |
| Instrument | 937312 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 16, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 732 OVERLOOK DR, FLAT ROCK, NC 28731-8791 |
| Document Number | 0034740685 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 732 OVERLOOK DR FLAT ROCK NC 287318791, FLAT ROCK, NC 28731-8791 |
| Document Number | 0034740685 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 003474/000685 |
| Instrument | 922877 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 7, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 28, 2018 |
| Property Address | 732 OVERLOOK DR, FLAT ROCK, NC 28731-8791 |
| Document Number | 0032530700 |
| Book / Page | 3253 / 700 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 732 OVERLOOK DR, FLAT ROCK, NC 28731-8791 |
The 2025 property tax bill for 732 Overlook Dr was $3,152.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $731,400 (-) Land $80,700 Building $650,700 | ||
| 2025 | $3,152.00 | $731,400 Land $80,700 Building $650,700 | |
| 2024 | $3,152.00 | ||
| 2023 | $724,000 Land $80,700 Building $643,300 | $731,400 Land $80,700 Building $650,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 732 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 22 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 732 Overlook Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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