720 Overlook Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 720 Overlook Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,186 sqft · built 2004
Lot Size1.21 acres (52,708 sqft)
Owner2 Individual Names on File
Last Sale$1,350,000 (Jun 2026)
Tax Bill$3,767 (2025)
Deeds & MortgagesJun 2026 Sale
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9566658206

Property Details

APN / Parcel Number

Primary APN9566658206
Alternative APNs
  • 00956665820655
  • 9937067

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area4,186 sqft Heated Area
1st Floor Area2,179 sqft
Basement Area2,179 sqft
Finished Basement2,007 sqft
Unfinished Basement172 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area52,708 sqft (1.21 acres)
Garage Area1,089 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area1,268 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9937067
Street Address720 OVERLOOK DR
CityFLAT ROCK
StateNC
Zip28731-9742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9937067~R-
Legal Description#107 SEC A PH II KENMURE PHII SEA PLA-273
Legal SubdivisionKENMURE (2271)
Legal Phase2
Legal Block65
Legal Lot Number8206
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2000
Census Tract931500

Owner

720 Overlook Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Henderson County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address720 OVERLOOK DR, FLAT ROCK, NC 28731-9742
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2026Warranty Deed, Transfer
CHICAGO TITLE W, CHICAGO TITLE
Oct 15, 2020Warranty Deed, Transfer
ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2026 · Amount on File
Deed SaleJun 19, 2026 · Amount on File
Prior SaleSep 22, 2006 · Amount on File
Deed Document Number20261051210
Deed Book / Page4453 / 204
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJun 19, 2026
Property Address720 OVERLOOK DR, FLAT ROCK, NC 28731-9742
Document Number0001051210
Book / Page4453 / 204
Instrument DateJun 15, 2026
Instrument20261051210
Transaction TypeTransfer
Record UpdatedSep 1, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$272,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 OVERLOOK DR, FLAT ROCK, NC 28731-9742

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateOct 15, 2020
Property Address720 OVERLOOK DR, FLAT ROCK, NC 28731-9742
Document Number0035810027
Book / Page003581 / 000027
Instrument DateOct 15, 2020
Instrument935889
Transaction TypeTransfer
Record UpdatedDec 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$3.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address720 OVERLOOK DR FLAT ROCK NC 287319742, FLAT ROCK, NC 28731-9742

Mortgage

Document Number35810033
DateOct 15, 2020
Book Page003581/000033
Instrument935891
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
AmountAmount on Record
Term360 Months
DueOct 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 720 Overlook Dr was $3,767.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$874,100 (-) Land $92,500 Building $781,600
2025$3,767.00$874,100 Land $92,500 Building $781,600
2023$874,100 Land $92,500 Building $781,600$874,100 Land $92,500 Building $781,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 individual policies
Nearby Flood Policies22 units insured
incl. 12 condo units
Nearby Flood Claims1 (2018)
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Overlook Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Overlook Dr

Nearby Streets

Search Property Records by Address or Parcel Number