719 Overlook Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 719 Overlook Dr, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,691 sqft · built 2021
Lot Size1.51 acres (65,776 sqft)
Owner2 Individual Names on File
Last Sale$1,230,000 (Jun 2026)
Tax Bill$3,977 (2025)
Deeds & MortgagesJun 2026 Sale
Feb 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN9566649927

Property Details

APN / Parcel Number

Primary APN9566649927
Alternative APNs
  • 00956664992755
  • 9937077

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,691 sqft Heated Area
1st Floor Area2,691 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Lot Area65,776 sqft (1.51 acres)
Garage Area573 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Deck Area188 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9937077
Street Address719 OVERLOOK DR
CityFLAT ROCK
StateNC
Zip28731-9742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9937077~R-
Legal DescriptionKENMURE LO59 PHII SED PLA-273
Legal SubdivisionKENMURE (2271)
Legal Phase2
Legal Block64
Legal Lot Number9927
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group2
Census Block2005
Census Tract931500

Owner

719 Overlook Dr is owned by two individuals who bought it in June 2026.

Source: Henderson County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address205 TARAWOOD CT, WEST COLUMBIA, SC 29169-3489
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 13, 2023Deed of Trust, Mortgage · Commercial Mortgage
UNITED COMMUNITY BANK
Jun 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Oct 9, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2026 · Amount on File
Deed SaleJun 8, 2026 · Amount on File
Prior SaleOct 9, 2020 · Amount on File
Deed Document Number20261050510
Deed Book / Page4447 / 525
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJun 8, 2026
Property Address719 OVERLOOK DR, FLAT ROCK, NC 28731-9742
Document Number0001050510
Book / Page4447 / 525
Instrument DateJun 1, 2026
Instrument20261050510
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$248,460.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 TARAWOOD CT, WEST COLUMBIA, SC 29169-3489
InvestorPossibly a Property Investor

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address719 OVERLOOK DR, FLAT ROCK, NC 28731-9742
Transaction TypeMortgage
Record UpdatedMay 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address719 OVERLOOK DR, FLAT ROCK, NC 28731-9742

Mortgage

Document Number0040130062
DateFeb 13, 2023
Book Page4013/62
Instrument1000993503
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressHENDERSONVILLE, NC 28792
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueFeb 3, 2038

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address719 OVERLOOK DR, FLAT ROCK, NC 28731-9742
Transaction TypeMortgage
Record UpdatedJun 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037270053
DateJun 9, 2021
Book Page3727/53
Instrument955291
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBLAIRSVILLE, GA 30514
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term373 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Type Change DateJul 1, 2029
Min Rate At Change2.75%
Max Rate At Change7.62%
IndexOther
Max Rate7.62%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateOct 9, 2020
Property Address719 OVERLOOK DR, FLAT ROCK, NC 28731-9742
Document Number0035770549
Book / Page003577 / 000549
Instrument DateOct 5, 2020
Instrument935450
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$180.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address19 CARDEN DR WEAVERVILLE NC 287878880, WEAVERVILLE, NC 28787-8880

Tax Assessment & Valuation

The 2025 property tax bill for 719 Overlook Dr was $3,977.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityFlat Rock Village
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$922,900 (-) Land $96,100 Building $826,800
2025$3,977.00$922,900 Land $96,100 Building $826,800
2023$922,900 Land $96,100 Building $826,800$922,900 Land $96,100 Building $826,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 719 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 individual policies
Nearby Flood Policies22 units insured
incl. 12 condo units
Nearby Flood Claims1 (2018)
Most Recent ClaimOct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 719 Overlook Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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