732 Garden St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 732 Garden St, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,449 sqft · built 2018
Lot Size	0.028 acres (1,230 sqft)
Owner	Company Name on Record
Last Sale	$857,500 (Aug 2019)
Tax Bill	$11,793 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`086-03-106`

Property Details

APN / Parcel Number

Primary APN	`086-03-106`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,449 sqft Living Area
Gross Area	1,389 sqft
2nd Floor Area	60 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,230 sqft (0.028 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	08603106
Street Address	732 GARDEN ST
City	MILPITAS
State	CA
Zip	95035-5047
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M1
Legal Subdivision	10375 PRCL 13
Legal Tract	10375
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1038
Census Tract	504509

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	732 GARDEN ST, MILPITAS, CA 95035-5047
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 27, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 29, 2019	Grant Deed, Transfer · Conventional with PMI KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	201924267809
Last Transfer Date	Jul 6, 2020
Transfer Doc	0024590982
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	732 GARDEN ST, MILPITAS, CA 95035-5047
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 GARDEN ST, MILPITAS, CA 95035-5047

Mortgage

Document Number	0024701120
Date	Nov 13, 2020
Instrument	24701120

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 27, 2020
Property Address	732 GARDEN ST, MILPITAS, CA 95035-5047
Document Number	0024590982
Instrument Date	Jul 6, 2020
Instrument	24590982
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	732 GARDEN ST MILPITAS CA 950355047, MILPITAS, CA 95035-5047

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 31, 2019
Property Address	732 GARDEN ST, MILPITAS, CA 95035-5047
Document Number	0024371565
Instrument Date	Nov 21, 2019
Instrument	24371565
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	732 GARDEN ST MILPITAS CA 950355047, MILPITAS, CA 95035-5047

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 29, 2019
Property Address	732 GARDEN ST, MILPITAS, CA 95035-5047
Document Number	0024267809
Instrument Date	Jul 23, 2019
Instrument	24267809
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$943.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	732 GARDEN ST MILPITAS CA 950355047, MILPITAS, CA 95035-5047

Mortgage

Document Number	24267810
Date	Aug 29, 2019
Instrument	24267810

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$956,372 (+2%) Land $478,186 Building $478,186
2025	$11,793.00 (+3.32%) Homeowner's exemption	$937,620 (+4.04%) Land $468,810 Building $468,810
2023	$11,414.00 (+0.79%) Homeowner's exemption	$901,212 Land $450,606 Building $450,606
2022	$11,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Sail Internet.

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