726 Garden St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 726 Garden St, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,670 sqft · built 2018
Lot Size	0.028 acres (1,230 sqft)
Owner	Individual Name on File
Last Sale	$1,230,000 (Jan 2022)
Tax Bill	$16,060 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`086-03-103`

Property Details

APN / Parcel Number

Primary APN	`086-03-103`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,670 sqft Living Area
1st Floor Area	225 sqft
2nd Floor Area	708 sqft
Upper Floors Area	737 sqft

Exterior

Year Built	Built 2018
Architectural Style	Other
Construction Type	Wood
Lot Area	1,230 sqft (0.028 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	726 GARDEN ST
City	MILPITAS
State	CA
Zip	95035-5047
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M1
Legal Description	TR 10375 UNIT 5
Legal Tract	10375
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1038
Census Tract	504509

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	726 GARDEN ST, MILPITAS, CA 95035-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Oct 23, 2019	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Deed Document Number	25213440
Record Updated	Jun 8, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 6, 2022
Property Address	726 GARDEN ST, MILPITAS, CA 95035-5047
Document Number	0025213440
Map Reference	MB 900 PG 34-42
Instrument Date	Jan 3, 2022
Instrument	25213440
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	726 GARDEN ST, MILPITAS, CA 95035-5047

Mortgage

Document Number	0025213441
Date	Jan 6, 2022
Instrument	25213441

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Feb 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	7.37%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 23, 2019
Property Address	726 GARDEN ST, MILPITAS, CA 95035-5047
Document Number	0024311391
Map Reference	DOC 23818241
Instrument Date	Oct 3, 2019
Instrument	24311391
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	726 GARDEN ST, MILPITAS, CA 95035-5047

Mortgage

Document Number	0024311392
Date	Oct 23, 2019
Instrument	24311392

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,060.00 (+2.94%)	$1,305,284 (+4.04%) Land $652,642 Building $652,642
2023	$15,602.00 (+23.88%)	$1,254,600 Land $627,300 Building $627,300
2022	$12,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Sail Internet.

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