712 Cottage Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 712 Cottage Ln, Covington, LA 70433 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2,262 sqft · built 2011
Owner	Company Name on File
Last Sale	$167,500 (Aug 2022)
Tax Bill	$4,782 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2022 Sale + 2 more
APN	`103-812-0470`

Property Details

APN / Parcel Number

Primary APN	`103-812-0470`
Alternative APN	`3484`

Interior

Building Area	2,262 sqft Living Area

Exterior

Year Built	Built 2011
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	712 COTTAGE LN
City	COVINGTON
State	LA
Zip	70433-8156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA BELLA LT121 PH0
Legal Subdivision	TERRA BELLA
Legal Phase	1A1
Legal Lot Number	121
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1033
Census Tract	40401

Owner

Source: St. Tammany Parish records · APN 103-812-0470

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	712 COTTAGE LN, COVINGTON, LA 70433-8156
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Aug 08, 2022	Cash Sale Deed, Transfer
Feb 19, 2015	Cash Sale Deed, Transfer
Dec 19, 2013	Cash Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2022 · Amount on Record
Deed Sale	Aug 08, 2022 · Amount on Record
Prior Sale	Feb 19, 2015
Deed Document Number	2340393
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	712 COTTAGE LN, COVINGTON, LA 70433-8156
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002306752
Date	Dec 21, 2021
Instrument	2306752

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2052

Interest

Rate Type	Fixed Rate

August 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 08, 2022
Property Address	712 COTTAGE LN, COVINGTON, LA 70433-8156
Document Number	0002340393
Map Reference	MAP 6111
Instrument Date	Aug 05, 2022
Instrument	2340393
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 TERRA BELLA BLVD, COVINGTON, LA 70433-8148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 COTTAGE LN, COVINGTON, LA 70433-8156

February 2015: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 19, 2015
Property Address	712 COTTAGE LN, COVINGTON, LA 70433-8156
Document Number	0001971345
Instrument Date	Feb 09, 2015
Instrument	1971345
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 COTTAGE LN, COVINGTON, LA 70433-8156
Investor	Possibly a Property Investor

December 2013: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Dec 19, 2013
Property Address	712 COTTAGE LN, COVINGTON, LA 70433-8156
Document Number	0001926668
Map Reference	FILE4753
Instrument Date	Dec 17, 2013
Instrument	1926668
Transaction Type	Transfer
Record Updated	Feb 06, 2026
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 TERRA BELLA BLVD, COVINGTON, LA 70433-8148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 COTTAGE LN, COVINGTON, LA 70433-8156

Mortgage

Document Number	0001926674
Date	Dec 19, 2013
Instrument	1926674

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2044

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,782.00 (-1.12%) Homeowner's exemption	$46,128 (+2.02%) Land $8,000 Building $38,128	$461,284 (+2.02%) Land $80,000 Building $381,284
2024	$4,836.00 (-7.62%) Homeowner's exemption	$45,215 (-0.65%) Land $8,000 Building $37,215	$452,149 (-0.65%) Land $80,000 Building $372,149
2023	$5,235.00 Homeowner's exemption	$45,512 (-) Land $7,500 Building $38,012	$455,120 (-) Land $75,000 Building $380,120
2022	$5,235.00 Homeowner's exemption	$45,512 Land $7,500 Building $38,012	$455,120 Land $75,000 Building $380,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030404011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024, rainfall accumulation
Claims By Storm	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 78% of Louisiana
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: REV. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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