Beltrami County property record for 732 Cloud St NW, Bemidji, MN 56601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,306 sqft · built 2005 |
| Lot Size | 0.054 acres (2,359 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,000 (Sep 2019) |
| Tax Bill | $2,425 (2026) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage May 2017 Mortgage |
| APN | 80.06136.00 |
| Primary APN | 80.06136.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,306 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 2,359 sqft (0.054 acres) |
| Lot Dimensions | 58 ft deep x 43 ft wide |
| Garage Area | 440 sqft |
| Porch | Slab |
| Porch Area | 27 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|
| Street Address | 732 CLOUD ST NW |
|---|---|
| City | BEMIDJI |
| State | MN |
| Zip | 56601-2290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-32 TWP-147 RANGE- 33 VISTA NORTH TOWNHOMES CIC NO. UNIT 307 |
| Legal Range | 33 |
| Legal Township | 147 |
| Legal Section | 32 |
| Legal Subdivision | VISTA NORTH TOWNHOMES CIC NO. 4 |
| Legal Unit | 307 |
| Jurisdiction | BELTRAMI MN |
| Township / Civil Division | BEMIDJI |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 450202 |
732 Cloud St NW is owned and occupied by an individual who bought it in September 2019.
Source: Beltrami County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 732 CLOUD ST NW, BEMIDJI, MN 56601-2290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU |
| May 26, 2017 | Limited Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2019 · Amount on File |
| Deed Sale | Sep 16, 2019 · Amount on File |
| Prior Sale | Mar 28, 2007 · Amount on File |
| Deed Document Number | 2019583174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | Sep 16, 2019 |
| Property Address | 732 CLOUD ST NW, BEMIDJI, MN 56601-2290 |
| Document Number | A000583174 |
| Instrument Date | Aug 21, 2019 |
| Instrument | A000583174 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6026 SULLIVAN DR NW, BEMIDJI, MN 56601-6783 |
| Document Number | A000583177 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | A000583177 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 1, 2024 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | May 26, 2017 |
| Property Address | 732 CLOUD ST NW, BEMIDJI, MN 56601-2290 |
| Document Number | A000564118 |
| Instrument Date | May 24, 2017 |
| Instrument | A000564118 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1864 SYDNOR AVE, RIDGECREST, CA 93555-8963 |
| Document Number | A000564119 |
|---|---|
| Date | May 26, 2017 |
| Instrument | A000564119 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2026 property tax bill for 732 Cloud St NW was $2,425, down 1.5% from the year before.
Source: Beltrami County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Beltrami County |
| Municipality | Bemidji City |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,425.00 (-1.46%) | $218,400 (-) Land $16,500 Building $201,900 | $218,400 (-) Land $16,500 Building $201,900 |
| 2025 | $2,461.00 Homeowner's exemption | $218,400 Land $16,500 Building $201,900 | $218,400 Land $16,500 Building $201,900 |
| 2023 | $2,440.00 | $210,300 (+4.42%) Land $16,500 Building $193,800 | $210,300 (+4.42%) Land $16,500 Building $193,800 |
| 2022 | $201,400 Land $16,500 Building $184,900 | $201,400 Land $16,500 Building $184,900 | |
| 2021 | $2,132.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 732 Cloud St NW.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 732 Cloud St NW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bemidji serves 15,147 people · EPA ID MN1040002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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