Beltrami County property record for 724 Cloud St NW, Bemidji, MN 56601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,473 sqft · built 2005 |
| Lot Size | 0.061 acres (2,647 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Oct 2021) |
| Tax Bill | $2,683 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2019 Mortgage |
| APN | 80.06134.00 |
| Primary APN | 80.06134.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,473 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 2,647 sqft (0.061 acres) |
| Lot Dimensions | 58 ft deep x 43 ft wide |
| Garage Area | 440 sqft |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|
| Street Address | 724 CLOUD ST NW |
|---|---|
| City | BEMIDJI |
| State | MN |
| Zip | 56601-2290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-32 TWP-147 RANGE- 33 VISTA NORTH TOWNHOMES CIC NO. UNIT 305 |
| Legal Range | 33 |
| Legal Township | 147 |
| Legal Section | 32 |
| Legal Subdivision | VISTA NORTH TOWNHOMES CIC NO. 4 |
| Legal Unit | 305 |
| Jurisdiction | BELTRAMI MN |
| Township / Civil Division | BEMIDJI |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 450202 |
724 Cloud St NW is owned and occupied by an individual who bought it in October 2021.
Source: Beltrami County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 724 CLOUD ST NW, BEMIDJI, MN 56601-2290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK FORWARD |
| May 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK FORWARD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on File |
| Deed Sale | Oct 14, 2021 · Amount on File |
| Prior Sale | Jan 21, 2014 · Amount on File |
| Deed Document Number | 2021603049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | Oct 14, 2021 |
| Property Address | 724 CLOUD ST NW, BEMIDJI, MN 56601-2290 |
| Document Number | A000603049 |
| Instrument Date | Oct 7, 2021 |
| Instrument | A000603049 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | NOT AVAILABLE, SATHRE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | A000603050 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | A000603050 |
| Name | BANK FORWARD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 724 CLOUD ST NW, BEMIDJI, MN 56601-2290 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000579934 |
|---|---|
| Date | May 10, 2019 |
| Instrument | A000579934 |
| Name | BANK FORWARD |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2029 |
The 2026 property tax bill for 724 Cloud St NW was $2,683, down 0.7% from the year before.
Source: Beltrami County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Beltrami County |
| Municipality | Bemidji City |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,683.00 (-0.74%) | $237,500 (-) Land $16,500 Building $221,000 | $237,500 (-) Land $16,500 Building $221,000 |
| 2025 | $2,703.00 Homeowner's exemption | $237,500 Land $16,500 Building $221,000 | $237,500 Land $16,500 Building $221,000 |
| 2023 | $228,600 Land $16,500 Building $212,100 | $228,600 Land $16,500 Building $212,100 | |
| 2021 | $2,300.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 724 Cloud St NW.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 724 Cloud St NW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bemidji serves 15,147 people · EPA ID MN1040002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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