Beltrami County property record for 731 Cloud St NW, Bemidji, MN 56601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,306 sqft · built 2006 |
| Lot Size | 0.054 acres (2,359 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $116,000 (Jun 2018) |
| Tax Bill | $2,435 (2026) |
| Deeds & Mortgages | May 2024 Line of Credit Sep 2018 Mortgage + 3 more |
| APN | 80.06139.00 |
| Primary APN | 80.06139.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,306 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 2,359 sqft (0.054 acres) |
| Lot Dimensions | 58 ft deep x 43 ft wide |
| Garage Area | 462 sqft |
| Porch | Slab |
| Porch Area | 27 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 731 CLOUD ST NW |
|---|---|
| City | BEMIDJI |
| State | MN |
| Zip | 56601-2291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-32 TWP-147 RANGE- 33 VISTA NORTH TOWNHOMES CIC NO. UNIT 310 |
| Legal Range | 33 |
| Legal Township | 147 |
| Legal Section | 32 |
| Legal Subdivision | VISTA NORTH TOWNHOMES CIC NO. 4 |
| Legal Unit | 310 |
| Jurisdiction | BELTRAMI MN |
| Township / Civil Division | BEMIDJI |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 450202 |
Source: Beltrami County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 731 CLOUD ST NW, 310, BEMIDJI, MN 56601-2291 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage · Line of Credit SECURITY BANK USA |
| Sep 10, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SECURITY BANK USA |
| Nov 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK USA |
| Jun 13, 2018 | Quit Claim Deed, Transfer SATHRE TITLE AND ABSTRACT INC, SATHRE TITLE & ABSTRACT INC |
| Jun 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage SECURITY BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on File |
| Deed Sale | Jun 1, 2018 · Amount on File |
| Prior Sale | Oct 17, 2007 · Amount on File |
| Deed Document Number | 2018572600 |
| Last Transfer Date | Jun 7, 2018 |
| Transfer Doc | 0000572845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 731 CLOUD ST NW, BEMIDJI, MN 56601-2291 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | A000622054 |
|---|---|
| Date | May 1, 2024 |
| Instrument | A000622054 |
| Name | SECURITY BANK USA |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 731 CLOUD ST NW, BEMIDJI, MN 56601-2291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000574837 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | A000574837 |
| Name | SECURITY BANK USA |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56619 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 731 CLOUD ST NW, BEMIDJI, MN 56601-2291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000584432 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | A000584432 |
| Name | SECURITY BANK USA |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | Jun 13, 2018 |
| Property Address | 731 CLOUD ST NW, BEMIDJI, MN 56601-2291 |
| Document Number | A000572845 |
| Instrument Date | Jun 7, 2018 |
| Instrument | A000572845 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | SATHRE TITLE AND ABSTRACT INC, SATHRE TITLE & ABSTRACT INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 731 COUD ST NW 310, 310, BEMIDJI, MN 56601-2291 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Recording Date | Jun 1, 2018 |
| Property Address | 731 CLOUD ST NW, BEMIDJI, MN 56601-2291 |
| Document Number | A000572600 |
| Instrument Date | May 30, 2018 |
| Instrument | A000572600 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | SATHRE TITLE AND ABSTRACT INC, SATHRE TITLE & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 731 CLOUD ST NW # 310, 310, BEMIDJI, MN 56601-2291 |
| Document Number | A000572601 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | A000572601 |
| Name | SECURITY BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Beltrami County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Beltrami County |
| Municipality | Bemidji City |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,435.00 (-1.46%) | $219,100 (-) Land $16,500 Building $202,600 | $219,100 (-) Land $16,500 Building $202,600 |
| 2025 | $2,471.00 (+15.04%) Homeowner's exemption | $219,100 (+3.84%) Land $16,500 Building $202,600 | $219,100 (+3.84%) Land $16,500 Building $202,600 |
| 2023 | $211,000 Land $16,500 Building $194,500 | $211,000 Land $16,500 Building $194,500 | |
| 2021 | $2,148.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bemidji serves 15,147 people · EPA ID MN1040002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
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