732 Central Ave, Franklin, OH 45005 Property Records

Warren County property record for 732 Central Ave, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1951
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$207,500 (Aug 2025)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-33-126-029-0`

Property Details

APN / Parcel Number

Primary APN	`01-33-126-029-0`
Alternative APNs	`1331260150` `0133126029` `133126029` `1800132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	168 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	186 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1800132
Street Address	732 CENTRAL AVE
City	FRANKLIN
State	OH
Zip	45005-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL
Legal Range	5
Legal Township	2
Legal Section	33
Legal Subdivision	CENTRAL
Legal Block	132
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1052
Census Tract	30102

Owner

732 Central Ave is owned and occupied by two individuals who bought it in August 2025.

Source: Warren County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	732 CENTRAL AVE, FRANKLIN, OH 45005-3332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · FHA Mortgage WRIGHT-PATT CU
Aug 8, 2017	Grant Deed, Transfer PRIME LNDG
Feb 15, 2017	Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Aug 8, 2017 · Amount on File
Deed Document Number	202521345
Prior Transfer Date	Jul 11, 2005
Prior Transfer Doc	0039300948
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	732 CENTRAL AVE, CARLISLE, OH 45005-3332
Document Number	0000023861
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023861
Date	Jul 6, 2020
Instrument	23861

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	CARLISLE, OH

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN OH
Recording Date	Aug 8, 2017
Property Address	732 CENTRAL AVE, CARLISLE, OH 45005-3332
Document Number	0000024007
Instrument Date	Jul 20, 2017
Instrument	24007
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	NATIONWIDE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8300 FRANKLIN MADISON RD FRANKLIN OH 450053227, FRANKLIN, OH 45005-3227

Mortgage

Document Number	24008
Date	Aug 8, 2017
Instrument	24008

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2047

February 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WARREN OH
Recording Date	Feb 15, 2017
Property Address	732 CENTRAL AVE, CARLISLE, OH 45005-3332
Document Number	0000005274
Instrument Date	Feb 15, 2017
Instrument	5274
Transaction Type	Foreclosure
Record Updated	May 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$120.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 732 Central Ave was $2,354, up 16% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Carlisle City
County	Warren County
County Subdivision	Franklin Township
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,354.00 (+15.96%)	$60,090 Land $15,900 Building $44,190	$171,690 Land $45,440 Building $126,250
2024	$2,030.00 (+24.92%)
2023	$1,625.00 (+2.07%)	$37,443 (-) Land $9,937 Building $27,506
2022	$1,592.00	$37,443 Land $9,937 Building $27,507	$106,980 (-) Land $28,390 Building $78,590
2021			$106,980 Land $28,390 Building $78,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 732 Central Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	4 (1987–2026)
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLISLE CITY PWS serves 1,675 people · EPA ID OH8303803
Water Source	Purchased groundwater from FRANKLIN PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Watch TV.

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