707 Central Ave, Franklin, OH 45005 Property Records

Warren County property record for 707 Central Ave, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,164 sqft · built 1869
Lot Size	0.353 acres (15,377 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Nov 2016)
Tax Bill	$2,220 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-33-128-003-0`

Property Details

APN / Parcel Number

Primary APN	`01-33-128-003-0`
Alternative APNs	`0133128003` `133128003` `1810146`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,164 sqft Living Area
1st Floor Area	236 sqft
2nd Floor Area	964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Lot Area	15,377 sqft (0.353 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	256 sqft
Lean-To	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1810146
Street Address	707 CENTRAL AVE
City	FRANKLIN
State	OH
Zip	45005-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE CARLISLE LOT 12 PT.
Legal Subdivision	GEORGE CARLISLE
Legal Block	146
Legal Lot Number	12
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1056
Census Tract	30102

Owner

707 Central Ave is owned by an individual who bought it in November 2016.

Source: Warren County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2 PRESTIGE PL, 430, MIAMISBURG, OH 45342-6102
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2016 · Amount on File
Deed Sale	Nov 29, 2016 · Amount on File
Prior Sale	Jul 25, 2012 · Amount on File
Deed Document Number	201636771
Prior Transfer Date	Feb 21, 1992
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	707 CENTRAL AVE, FRANKLIN, OH 45005-3331
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 CENTRAL AVE, CARLISLE, OH 45005-3331

Mortgage

Document Number	0000004031
Date	Feb 1, 2022
Instrument	2022-004031

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 707 Central Ave was $2,220, down 3% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Carlisle City
County	Warren County
County Subdivision	Franklin Township
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,220.00 (-30.03%)	$57,830 Land $10,800 Building $47,030	$165,220 Land $30,860 Building $134,360
2024	$3,173.00 (+42.22%)
2023	$2,231.00 (+25.62%) Homeowner's exemption	$42,735 (-) Land $6,748 Building $35,987
2022	$1,776.00 Homeowner's exemption	$42,735 Land $6,748 Building $35,987	$122,100 (-) Land $19,280 Building $102,820
2021			$122,100 Land $19,280 Building $102,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 707 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	4 (1987–2026)
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 707 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLISLE CITY PWS serves 1,675 people · EPA ID OH8303803
Water Source	Purchased groundwater from FRANKLIN PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Watch TV.

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