Hamilton County property record for 7318 Waterpoint Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 6,641 sqft · built 1989 |
| Lot Size | 1.03 acres (45,041 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,350,000 (Feb 2024) |
| Tax Bill | $24,376 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2026 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0252-0085-00 |
| Primary APN | 500-0252-0085-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 6,641 sqft Living Area |
| Gross Area | 9,035 sqft |
| 1st Floor Area | 3,430 sqft |
| 2nd Floor Area | 1,361 sqft |
| Basement Area | 3,430 sqft |
| Finished Basement | 1,850 sqft |
| Unfinished Basement | 1,580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 45,041 sqft (1.03 acres) |
| Lot Dimensions | 288 ft deep x 69.1 ft wide |
| Garage Type | Attached |
| Garage Area | 814 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 730 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7318 WATERPOINT LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERPOINT 69.10 X 288.07 FT IRR LT 49 WINDPOINT SUB SEC 3 |
| Legal Subdivision | WINDPOINT SUB |
| Legal Lot Number | 49 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 27500 |
Source: Hamilton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7318 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Apr 6, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 20, 2024 | Fiduciary Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Sep 28, 2023 | Warranty Deed, Transfer |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Nov 25, 2020 | Deed of Trust, Mortgage TCF NAT'L BK |
| Apr 11, 2018 | Warranty Deed, Construction Loan · Construction Mortgage CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2024 · Amount on Record |
| Deed Sale | Feb 20, 2024 · Amount on Record |
| Prior Sale | Apr 11, 2018 · Amount on Record |
| Deed Document Number | 202411054 |
| Deed Book / Page | 15106 / 584 |
| Last Transfer Date | Mar 16, 2026 |
| Transfer Doc | 0000025577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7318 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7318 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000021145 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 15628/151 |
| Instrument | 2026-0021145 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 6, 2026 |
| Property Address | 7318 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000025577 |
| Book / Page | 15638 / 2352 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 202625577 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 7318 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 20, 2024 |
| Property Address | 7318 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000011054 |
| Book / Page | 15106 / 584 |
| Map Reference | MB 266 PGS 53 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 2024-0011054 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7318 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000011055 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024-0011055 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 0000011055 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 15106/587 |
| Instrument | 2024-0011055 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 601 OFFICE CENTER DR STE 100, FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 28, 2023 |
| Property Address | 7318 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000069448 |
| Book / Page | 15010 / 1987 |
| Map Reference | MB 266 PG 53-55 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023-0069448 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 312 ELM ST STE 2200, 2200, CINCINNATI, OH 45202-2748 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7318 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000100995 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 14045/01881 |
| Instrument | 2019-0100995 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Dec 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7318 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000126292 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7318 WATERPOINT LN CINCINNATI OH 452553925, CINCINNATI, OH 45255-3925 |
| Document Number | 0000126292 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 014306/003475 |
| Instrument | 126292 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 11, 2018 |
| Property Address | 7318 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000000111 |
| Map Reference | MB 266 PG 53-55 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 18-0030111 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7318 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000000112 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 18-0030112 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.99% |
| Index | 1-Year LIBOR |
| Max Rate | 8.99% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,376.00 (+2.9%) | $390,293 (+%) Land $44,762 Building $345,531 | $1,115,120 (-) Land $127,890 Building $987,230 |
| 2024 | $23,689.00 (+5.14%) | $390,291 (-) Land $44,761 Building $345,530 | |
| 2023 | $22,531.00 (+58.93%) | $390,291 (+83.02%) Land $44,761 Building $345,530 | $1,115,120 (+83.03%) Land $127,890 Building $987,230 |
| 2022 | $14,177.00 Homeowner's exemption | $213,245 Land $44,762 Building $168,483 | |
| 2020 | $609,270 Land $127,890 Building $481,380 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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