Hamilton County property record for 7307 Waterpoint Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 7 ba · 5,581 sqft · built 1992 |
| Lot Size | 2.9 acres (126,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Mar 1988) |
| Tax Bill | $27,621 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Mar 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0252-0083-00 |
| Primary APN | 500-0252-0083-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,581 sqft Living Area |
| 1st Floor Area | 3,301 sqft |
| 2nd Floor Area | 2,280 sqft |
| Basement Area | 4,465 sqft |
| Finished Basement | 2,207 sqft |
| Fireplaces | 4 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 126,498 sqft (2.9 acres) |
| Lot Dimensions | 616 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 1,164 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 259 sqft |
| Patio Area | 717 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7307 WATERPOINT LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERPOINT 51.95 X 616.93 FT IRR LOT47 WINDPOINT SUB SEC 3 |
| Legal Subdivision | WINDPOINT SUB |
| Legal Lot Number | 47 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 27500 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7452 JAGER CT, CINCINNATI, OH 45230-4344 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 1, 2018 | Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK |
| May 30, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 1988 · Amount on Record |
| Deed Sale | Mar 24, 1988 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7307 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000068661 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 17-0068661 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7307 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000017474 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 18-0017474 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.05% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.05% |
| Index | 1-Year LIBOR |
| Max Rate | 8.05% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7307 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045800 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 18-0045800 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7307 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200129065 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 14311/629 |
| Instrument | 2020-0129065 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,621.00 (+0.7%) | $432,929 (-) Land $108,045 Building $324,884 | |
| 2024 | $27,429.00 (+6.55%) | $432,929 (-) Land $108,045 Building $324,884 | |
| 2023 | $25,742.00 (+15.01%) | $432,929 (+29.28%) Land $108,045 Building $324,884 | $1,236,940 (+29.28%) Land $308,700 Building $928,240 |
| 2022 | $22,383.00 | $334,873 Land $108,045 Building $226,828 | |
| 2020 | $956,780 Land $308,700 Building $648,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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