Hamilton County property record for 7313 Waterpoint Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,561 sqft · built 1989 |
| Lot Size | 3.03 acres (132,335 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,804,450 (May 2022) |
| Tax Bill | $35,130 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit May 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0252-0082-00 |
| Primary APN | 500-0252-0082-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 6,561 sqft Living Area |
| Gross Area | 7,536 sqft |
| 1st Floor Area | 2,541 sqft |
| 2nd Floor Area | 1,620 sqft |
| Basement Area | 2,529 sqft |
| Finished Basement | 2,400 sqft |
| Unfinished Basement | 129 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 132,335 sqft (3.03 acres) |
| Lot Dimensions | 616 ft deep x 117 ft wide |
| Garage Type | Attached |
| Garage Area | 846 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 340 sqft |
| Patio Area | 1,012 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7313 WATERPOINT LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERPOINT 117.09 X 616.93 FT IRR LOT 46 WINDPOINT SUB SEC 3 |
| Legal Subdivision | WINDPOINT SUB |
| Legal Lot Number | 46 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 27500 |
7313 Waterpoint Ln is owned and occupied by an individual who bought it in May 2022.
Source: Hamilton County records, as of June 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7313 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK |
| Oct 27, 2020 | Deed of Trust, Mortgage GENERAL ELECTRIC CU |
| Dec 26, 2019 | Deed of Trust, Mortgage GENERAL ELECTRIC CU |
| Nov 7, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 5, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on File |
| Deed Sale | May 26, 2022 · Amount on File |
| Prior Sale | Nov 5, 2019 · Amount on File |
| Deed Document Number | 202253115 |
| Deed Book / Page | 14676 / 1775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7313 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000013900 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 14862/1615 |
| Instrument | 2023-0013900 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 21, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 26, 2022 |
| Property Address | 7313 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000053115 |
| Book / Page | 14676 / 1775 |
| Map Reference | MB 266 PG 53-55 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022-0053115 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,813.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7313 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000053116 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022-0053116 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 5.5% |
| Index | 10-Year TN |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7313 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000115859 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 7313 WATERPOINT LN CINCINNATI OH 452553925, CINCINNATI, OH 45255-3925 |
| Document Number | 0000115859 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 014289/000261 |
| Instrument | 115859 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Nov 3, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7313 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000000117 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7313 WATERPOINT LN CINCINNATI OH 452553925, CINCINNATI, OH 45255-3925 |
| Document Number | 0000000117 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 014075/000639 |
| Instrument | 117 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 1, 2030 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 7, 2019 |
| Property Address | 7313 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000098141 |
| Book / Page | 014040 / 002614 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 98141 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7313 WATERPOINT LN CINCINNATI OH 452553925, CINCINNATI, OH 45255-3925 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 5, 2019 |
| Property Address | 7313 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000096665 |
| Book / Page | 014038 / 001359 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 96665 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $5,480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3814 WEST ST #217 CINCINNATI OH 452273743, 217, CINCINNATI, OH 45227-3743 |
The 2025 property tax bill for 7313 Waterpoint Ln was $35,130, up 2.7% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,130.00 (+2.7%) | $561,561 (-) Land $111,132 Building $450,429 | $1,604,460 Land $317,520 Building $1,286,940 |
| 2024 | $34,205.00 (+5.27%) | $561,561 (-) Land $111,132 Building $450,429 | |
| 2023 | $32,494.00 (+4.27%) | $561,561 (+17.11%) Land $111,132 Building $450,429 | $1,604,460 Land $317,520 Building $1,286,940 |
| 2022 | $31,164.00 Homeowner's exemption | $479,500 Land $111,132 Building $368,368 | |
| 2020 | $1,370,000 Land $317,520 Building $1,052,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7313 Waterpoint Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7313 Waterpoint Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures