7317 Phillips Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 7317 Phillips Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 2002
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Tax Bill	$911 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-018-4007-650`

Property Details

APN / Parcel Number

Primary APN	`74-15-018-4007-650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	55,757 sqft (1.28 acres)
Lot Dimensions	398 ft deep x 150 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7317 PHILLIPS RD
City	CLYDE
State	MI
Zip	48049-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BEG N 0D 35M 32S E 1608.71' & S 66D 31M W 453.95' FROM S 1/4 COR, TH S 66D 31M W 150', TH S 377.86', TH E 137.58', TH N 437.63' TO BEG SECTION 18 T7N R16E 1.28 A
Legal Range	16E
Legal Township	07N
Legal Section	18
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2045
Census Tract	633200

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7317 PHILLIPS RD, CLYDE, MI 48049-2221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage EASTERN MICHIGAN BANK
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage EASTERN MICHIGAN BANK
Jul 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 29, 2018
Transfer Doc	0004965560
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7317 PHILLIPS RD, CLYDE, MI 48049-2221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HURON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049720546
Date	Jul 30, 2018
Book Page	4972/546
Instrument	2018017161

Lender

Name	EASTERN MICHIGAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2033

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7317 PHILLIPS RD, CLYDE, MI 48049-2221
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7317 PHILLIPS RD, CLYDE, MI 48049-2221

Mortgage

Document Number	0052690658
Date	Nov 10, 2020
Book Page	5269/658
Instrument	2020028112

Lender

Name	EASTERN MICHIGAN BANK
Type	Bank
Address	CROSWELL, MI 48422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 11, 2018
Property Address	7317 PHILLIPS RD, CLYDE, MI 48049-2221
Document Number	0049650560
Book / Page	004965 / 000560
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7317 PHILLIPS RD CLYDE MI 480492221, CLYDE, MI 48049-2221

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$911.00 (-57.25%) Homeowner's exemption	$152,300 (+14.6%)
2024	$2,131.00 (+9.79%)		$304,600 (+14.6%)
2023		$132,900
2022	$1,941.00		$265,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: AT&T, Xfinity.

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