7284 Phillips Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 7284 Phillips Rd, Clyde, MI 48049 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,726 sqft · built 2007
Lot Size	6.23 acres (271,379 sqft)
Owner	Individual Name on File
Last Sale	$324,000 (Oct 2017)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Mar 2022 Transfer Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-018-4001-950`

Property Details

APN / Parcel Number

Primary APN	`74-15-018-4001-950`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,726 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	271,379 sqft (6.23 acres)
Lot Dimensions	253 ft deep x 275 ft wide
Garage Area	1,420 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7284 PHILLIPS RD
City	CLYDE
State	MI
Zip	48049-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT INT 1/4 COR, TH S 1D 36M 11S W 1014.23', TH S 68D 40M 42S W 275.27', TH N 1D 36M 11S E 1128.53', TH S 86D 47M 51S E 253.63' TO BEG SECTION 18 T7N R16E 6.23 A
Legal Range	16E
Legal Township	07N
Legal Section	18
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2037
Census Tract	633200

Owner

Source: St. Clair County records · APN 74-15-018-4001-950

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7284 PHILLIPS RD, CLYDE, MI 48049-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 09, 2022	Intrafamily Transfer, Transfer
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage MIMUTUAL MTG
Oct 31, 2017	Warranty Deed, Transfer · VA Mortgage MICHIGAN MUTUAL
May 11, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Jun 28, 2006 · Amount on Record
Deed Document Number	201725806
Last Transfer Date	Mar 08, 2022
Transfer Doc	0005496160
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 09, 2022
Property Address	7284 PHILLIPS RD, CLYDE, MI 48049-2212
Document Number	0005496160
Book / Page	5496 / 160
Instrument Date	Mar 08, 2022
Instrument	2022005713
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7284 PHILLIPS RD, CLYDE, MI 48049-2212

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7284 PHILLIPS RD, CLYDE, MI 48049-2212
Document Number	0052070042
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7284 PHILLIPS RD CLYDE MI 480492212, CLYDE, MI 48049-2212

Mortgage

Document Number	0052070042
Date	Jul 01, 2020
Book Page	005207/000042

Lender

Name	MIMUTUAL MTG
Address	PORT HURON, MI 48060

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 31, 2017
Property Address	7284 PHILLIPS RD, CLYDE, MI 48049-2212
Document Number	0048840847
Book / Page	004884 / 000847
Instrument Date	Oct 19, 2017
Transaction Type	Transfer
Record Updated	Dec 01, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,786.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4164 PINE LAKE DR FORT GRATIOT MI 480593630, FORT GRATIOT, MI 48059-3630

Mortgage

Document Number	48840848
Date	Oct 31, 2017
Book Page	004884/000848

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	May 11, 2021
Property Address	7284 PHILLIPS RD, CLYDE, MI 48049-2212
Document Number	5364586
Book / Page	5364 / 586
Instrument Date	Oct 19, 2017
Instrument	2021014413
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7284 PHILLIPS RD, CLYDE, MI 48049-2212

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,036.00 (-57.27%) Homeowner's exemption	$202,900 (+9.97%)
2024	$4,765.00 (+9.77%)		$405,800 (+9.97%)
2023		$184,500
2022	$4,341.00		$369,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity, AT&T, Frontier, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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