St. Clair County property record for 7296 Phillips Rd, Clyde, MI 48049 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1907 |
| Square Footage | 1,662 sqft Living Area |
| Lot Size | 105,938 sqft (2.43 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $10,000 (2013) |
| Tax Bill | $704.00 (2025) |
Source: St. Clair County records · APN 74-15-018-4001-900
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7296 PHILLIPS RD, CLYDE, MI 48049-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jul 12, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Aug 01, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/ESTN MI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 18, 2013 · Amount on Record |
| Deed Sale | Jan 18, 2013 · Amount on Record |
| Prior Sale | Dec 15, 2008 · Amount on Record |
| Deed Doc Number | 20131781 |
| Deed Book / Page | 4348 / 677 |
| Prior Transfer Date | Jan 17, 2013 |
| Prior Transfer Doc | 004348/677 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7296 PHILLIPS RD, CLYDE, MI 48049-2212 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7296 PHILLIPS RD, CLYDE, MI 48049-2212 |
| Document Number | 0005543336 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 5543/336 |
| Instrument | 2022017197 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Jun 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7296 PHILLIPS RD, CLYDE, MI 48049-2212 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7296 PHILLIPS RD, CLYDE, MI 48049-2212 |
| Document Number | 5391528 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 5391/528 |
| Instrument | 2021020043 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Jun 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7296 PHILLIPS RD, CLYDE, MI 48049-2212 |
| Document Number | 0048580288 |
| Book / Page | 004858 / 000288 |
| Instrument Date | Aug 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 7296 PHILLIPS RD CLYDE MI 480492212, CLYDE, MI 48049-2212 |
| Document Number | 0048580288 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 004858/000288 |
| Name | FIFTH THIRD BK/ESTN MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49456 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Yale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $704.00 (-57.28%) Homeowner's exemption | $118,500 (+20.3%) | |
| 2024 | $1,648.00 (+9.72%) | $237,000 (+20.3%) | |
| 2023 | $98,500 | ||
| 2022 | $1,502.00 | $197,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 74-15-018-4001-900 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,662 sqft Living Area |
| 1st Floor | 978 sqft 1st Floor |
| Basement Area | 912 sqft Basement |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Lot Area | 105,938 sqft (2.43 acres) |
| Depth X Width | 664 ft x 168 ft Depth x Width |
| Total Buildings | 2 Total Buildings |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 7296 PHILLIPS RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-2212 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG S 1D 36M 11S W 1014.23' & S 68D 40M 42SW 275.27' FROM INT 1/4 COR, TH S 68D 40M 42SW 162.86', TH N 1D 36M 11S E 696.16', TH S 88D 23M 49S E 150', TH S 1D 36M 11S W 632.72' TO BEG SECTION 18 T7N R16E 2.30 A |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 18 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | CLYDE |
| Census Blockgroup | 2 |
| Census Block | 2037 |
| Census Tract | 633200 |
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