7315 Oak Ave, Gary, IN 46403 Property Records

Lake County property record for 7315 Oak Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,972 sqft · built 1984
Lot Size0.143 acres (6,229 sqft)
Owner2 Individual Names on Record
Tax Bill$4,407 (2024)
Deeds & MortgagesApr 2025 Sale & Mortgage
Feb 2024 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-46-0106-0004

Property Details

APN / Parcel Number

Primary APN001-25-46-0106-0004
Alternative APNs
  • 45-05-32-203-008.000-004
  • 254601060004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area3,972 sqft Living Area
Gross Area4,552 sqft
1st Floor Area3,972 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
TerrainRolling
Garage TypeAttached
Garage Area580 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7315 OAK AVE
CityGARY
StateIN
Zip46403-1270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORCOTTS ADD. L.4 BL.24
Legal SubdivisionNORCOTTS ADD
Legal Block24
Legal Lot Number4
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4008
Census Tract10100

Owner

Source: Lake County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7315 OAK AVE, GARY, IN 46403-1270
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2025Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Feb 20, 2024Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2025
Deed SaleApr 29, 2025
Prior SaleApr 10, 2025 · Amount on Record
Deed Document Number2025514652
Prior Transfer DateFeb 19, 2024
Prior Transfer Doc0000005093
Record UpdatedSep 20, 2026

April 2025: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IN
Recording DateApr 29, 2025
Property Address7315 OAK AVE, GARY, IN 46403-1270
Document Number0000014652
Instrument DateApr 25, 2025
Instrument2025-514652
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyMERIDIAN TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7345 OAK AVE, GARY, IN 46403-1270

Mortgage

Document Number0000015196
DateApr 29, 2025
Instrument2025-515196
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

Mortgage

Document Number0000012185
DateApr 10, 2025
Instrument2025-512185
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateFeb 20, 2024
Property Address7315 OAK AVE, GARY, IN 46403-1270
Document Number0000005093
Map ReferenceMB 1 PG 14
Instrument DateFeb 9, 2024
Instrument2024-505093
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7315 OAK AVE, GARY, IN 46403-1270

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$380,500 (+9.06%) Land $96,100 Building $284,400$380,500 (+9.06%) Land $96,100 Building $284,400
2024$4,407.00 (+33.38%)$348,900 (+1.37%) Land $96,100 Building $252,800$348,900 (+1.37%) Land $96,100 Building $252,800
2023$344,200 (+34.82%) Land $98,000 Building $246,200$344,200 (+34.82%) Land $98,000 Building $246,200
2022$3,304.00 Homeowner's exemption$255,300 Land $27,300 Building $228,000$255,300 Land $27,300 Building $228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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