Lake County property record for 7221 Oak Ave, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,200 sqft · built 1953 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $314,000 (Jul 2018) |
| Tax Bill | $7,745 (2024) |
| Deeds & Mortgages | Sep 2026 Transfer Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0106-0009 |
| Primary APN | 001-25-46-0106-0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| Gross Area | 3,300 sqft |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,186 sqft (0.142 acres) |
| Lot Dimensions | 125 ft deep x 49 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7221 OAK AVE |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46403-1268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORCOTTS ADD. INDIANA CITY ALL L.9 BL.24 |
| Legal Subdivision | NORCOTTS ADD |
| Legal Block | 24 |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 10100 |
Source: Lake County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7221 OAK AVE, GARY, IN 46403-1268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 16, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 8, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| Jul 30, 2018 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Mar 21, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on Record |
| Deed Sale | Jul 30, 2018 · Amount on Record |
| Prior Sale | Mar 21, 2017 |
| Deed Document Number | 201848028 |
| Last Transfer Date | Sep 11, 2026 |
| Transfer Doc | 0000539307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 16, 2026 |
| Property Address | 7221 OAK AVE, GARY, IN 46403-1268 |
| Document Number | 0000539307 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 2026539307 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7221 OAK AVE, GARY, IN 46403-1268 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7221 OAK AVE, GARY, IN 46403-1268 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000072085 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 2020-072085 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PALATINE, IL 60074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 30, 2018 |
| Property Address | 7221 OAK AVE, GARY, IN 46403-1268 |
| Document Number | 0000048028 |
| Map Reference | MB1 PG14 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 2018 048028 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | COMMUNITY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7221 OAK AVE, GARY, IN 46403-1268 |
| Document Number | 0000048029 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 2018 048029 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 21, 2017 |
| Property Address | 7221 OAK AVE, GARY, IN 46403-1268 |
| Document Number | 0000018416 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 18416 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55710 BROWN SQUIRREL DR NEW CARLISLE IN 465528477, NEW CARLISLE, IN 46552-8477 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $356,500 (-42.11%) Land $94,800 Building $261,700 | $356,500 (-42.11%) Land $94,800 Building $261,700 | |
| 2024 | $7,745.00 (+98.74%) | ||
| 2023 | $615,800 (+95.62%) Land $216,100 Building $399,700 | $615,800 (+95.62%) Land $216,100 Building $399,700 | |
| 2022 | $3,897.00 Homeowner's exemption | $314,800 Land $46,600 Building $268,200 | $314,800 Land $46,600 Building $268,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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