7231 Oak Ave, Gary, IN 46403 Property Records

Lake County property record for 7231 Oak Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,280 sqft · built 1959
Lot Size0.287 acres (12,502 sqft)
OwnerOwner Name on Record
Tax Bill$4,362 (2024)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-46-0106-0007

Property Details

APN / Parcel Number

Primary APN001-25-46-0106-0007
Alternative APNs
  • 45-05-32-203-024.000-004
  • 254601060007

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
Basement Area1,280 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1985
Construction TypeBrick
Roof MaterialAsphalt
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions125 ft deep x 99 ft wide
TerrainRolling
Garage TypeBasement
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0106-0007
Old Parcel Number254601060007
Street Address7231 OAK AVE
CityGARY
StateIN
Zip46403-1268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORCOTTS ADD IND. CITY BL.24 LOTS 7&8
Legal SubdivisionNORCOTTS ADD/INDIANA CITY
Legal Block24
Legal Lot Number7,8 8
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4008
Census Tract10100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address7231 OAK AVE, GARY, IN 46403-1268
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleFeb 19, 2013
Last Transfer DateMay 24, 2013
Transfer Doc0000037882
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7231 OAK AVE, GARY, IN 46403-1268
Transaction TypeMortgage
Record UpdatedJul 7, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015885
DateJun 30, 2021
Instrument2021-515885
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$384,100 (+0.16%) Land $151,200 Building $232,900$384,100 (+0.16%) Land $151,200 Building $232,900
2024$4,362.00 (+47.86%)
2023$383,500 (+67.18%) Land $194,000 Building $189,500$383,500 (+67.18%) Land $194,000 Building $189,500
2022$2,950.00 Homeowner's exemption$229,400 Land $54,000 Building $175,400$229,400 Land $54,000 Building $175,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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