7315 Cavaletti Cir, Cumming, GA 30040 Property Records

Forsyth County property record for 7315 Cavaletti Cir, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,618 sqft · built 1996
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jun 2018)
Tax Bill	$4,873 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-000-098`

Property Details

APN / Parcel Number

Primary APN	`038-000-098`
Alternative APNs	`0000182649` `038 098`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,618 sqft Living Area
1st Floor Area	1,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	744 sqft
Porch	Porch
Porch Area	42 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000182649
Street Address	7315 CAVALETTI CIR
City	CUMMING
State	GA
Zip	30040-7311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2R
Legal Description	2-1 389 LT 139 UN 3 DRESSAGE
Legal Subdivision	DRESSAGE
Legal Block	2
Legal Lot Number	139
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	2
Census Block	2003
Census Tract	130304

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7315 CAVALETTI CIR, CUMMING, GA 30040-7311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 29, 2021	Quit Claim Deed, Transfer BANKSOUTH MTG CO LLC
Jun 15, 2018	Grant Deed, Transfer · Conventional with PMI STATE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Prior Sale	Jun 10, 2009 · Amount on Record
Deed Document Number	20185599
Deed Book / Page	8586 / 391
Prior Transfer Date	Nov 21, 2002
Prior Transfer Doc	2547000755
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Recording Date	Apr 24, 2026
Property Address	7315 CAVALETTI CIR, CUMMING, GA 30040-7311
Document Number	1183000541
Book / Page	11836 / 541
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7315 CAVALETTI CIR, CUMMING, GA 30040-7311

Mortgage

Document Number	1183000541,
Date	Apr 24, 2026
Book Page	11836/541

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Jan 29, 2021
Property Address	7315 CAVALETTI CIR, CUMMING, GA 30040-7311
Document Number	0099040465
Book / Page	009904 / 000465
Instrument Date	Jan 25, 2020
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7315 CAVALETTI CIR CUMMING GA 300407311, CUMMING, GA 30040-7311

Mortgage

Document Number	99030067
Date	Jan 29, 2021
Book Page	009903/000067

Lender

Name	BANKSOUTH MTG CO LLC
Address	ATLANTA, GA 30327

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 15, 2018
Property Address	7315 CAVALETTI CIR, CUMMING, GA 30040-7311
Document Number	0085860391
Book / Page	008586 / 000391
Instrument Date	Jun 11, 2018
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7315 CAVALETTI CIR CUMMING GA 300407311, CUMMING, GA 30040-7311

Mortgage

Document Number	85860392
Date	Jun 15, 2018
Book Page	008586/000392

Lender

Name	STATE BK&TR
Type	Bank
Address	AUGUSTA, GA 30909

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,873.00 (+5.54%) Homeowner's exemption Additional exemption filed	$230,480 (+8.34%) Land $64,000 Building $166,480	$576,200 (+8.34%) Land $160,000 Building $416,200
2024	$4,617.00 (+9.28%)
2023	$4,225.00 (-2.6%)	$212,740 (+54.6%) Land $60,000 Building $152,740	$531,850 (+54.6%) Land $150,000 Building $381,850
2022	$4,338.00	$137,608 Land $40,000 Building $97,608	$344,020 Land $100,000 Building $244,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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