Baltimore County property record for 7312 Bay Front Rd, Sparrows Point, MD 21219
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,223 sqft · built 1921 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $273,000 (Aug 2021) |
| Tax Bill | $3,579 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2021 Sale & Mortgage |
| APN | 15-1506000070 |
| Primary APN | 15-1506000070 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,223 sqft Living Area |
| Gross Area | 1,391 sqft |
| 1st Floor Area | 815 sqft |
| Utility Area | 91 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 246 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1506000070 |
|---|---|
| Street Address | 7312 BAY FRONT RD |
| City | SPARROWS POINT |
| State | MD |
| Zip | 21219-2115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHESAPEAKE TERRACE |
| Legal Subdivision | CHESAPEAKE TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 452100 |
Source: Baltimore County records, as of July 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7312 BAY FRONT RD, BALTIMORE, MD 21219-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Aug 3, 2021 | Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on Record |
| Deed Sale | Aug 3, 2021 · Amount on Record |
| Prior Sale | Aug 27, 2012 · Amount on Record |
| Deed Book / Page | 45219 / 2 |
| Prior Transfer Date | Sep 10, 2009 |
| Prior Transfer Doc | 0286210472 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 7312 BAY FRONT RD, BALTIMORE, MD 21219-2115 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7312 BAY FRONT RD, BALTIMORE, MD 21219-2115 |
| Document Number | 0478710281 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 47871/281 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Aug 3, 2021 |
| Property Address | 7312 BAY FRONT RD, BALTIMORE, MD 21219-2115 |
| Document Number | 0452190002 |
| Book / Page | 45219 / 2 |
| Map Reference | MB WPC 5 FO 34 |
| Instrument Date | Jun 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FRONT DOOR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7312 BAY FRONT RD, SPARROWS POINT, MD 21219-2115 |
| Document Number | 0000452198 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 45219/8 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227,567 (+36.68%) | $258,100 (+55.02%) Land $78,000 Building $180,100 | |
| 2024 | $3,579.00 (+117.7%) | ||
| 2023 | $1,644.00 Homeowner's exemption | $166,500 Land $74,500 Building $92,000 | $166,500 Land $74,500 Building $92,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 31 (1979–2013) |
| Claims Outside the SFHA | 15 of 31 |
| Most Recent Claim | Apr 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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