Baltimore County property record for 7318 Bay Front Rd, Sparrows Point, MD 21219
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,129 sqft · built 2017 |
| Lot Size | 0.127 acres (5,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jan 2025) |
| Tax Bill | $4,013 (2024) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Jan 2021 Mortgage + 1 more |
| APN | 15-1523500790 |
| Primary APN | 15-1523500790 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,129 sqft Living Area |
| 1st Floor Area | 1,529 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,550 sqft (0.127 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 320 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 168 sqft |
| Deck Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1523500790 |
|---|---|
| Street Address | 7318 BAY FRONT RD |
| City | SPARROWS POINT |
| State | MD |
| Zip | 21219-2115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 23 CHESAPEAKE TERRACE |
| Legal Subdivision | CHESAPEAKE TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 452100 |
7318 Bay Front Rd is owned and occupied by two individuals who bought it in January 2025.
Source: Baltimore County records, as of July 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7318 BAY FRONT RD, SPARROWS POINT, MD 21219-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN BANK |
| Oct 26, 2017 | Special Warranty Deed, Transfer · FHA Mortgage 1ST MARINER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2025 · Amount on File |
| Deed Sale | Jan 3, 2025 · Amount on File |
| Prior Sale | Oct 26, 2017 · Amount on File |
| Deed Book / Page | 49742 / 279 |
| Transfer Doc | 0269040596 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 7318 BAY FRONT RD, SPARROWS POINT, MD 21219-2115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7318 BAY FRONT RD, SPARROWS POINT, MD 21219-2115 |
| Document Number | 0470920182 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 47092/182 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 218 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 7318 BAY FRONT RD, SPARROWS POINT, MD 21219-2115 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | MID ATLANTIC TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0439040091 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 43904/91 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 235 Months |
| Due | Aug 1, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Oct 26, 2017 |
| Property Address | 7318 BAY FRONT RD, SPARROWS POINT, MD 21219-2115 |
| Document Number | 0395550193 |
| Book / Page | 0039555 / 193 |
| Map Reference | MB WPC5 FO34 |
| Instrument Date | Oct 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | TITLE FORWARD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3511 CEMETERY CIR, 3511, KNOXVILLE, MD 21758-9642 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7318 BAY FRONT RD, SPARROWS POINT, MD 21219-2115 |
| Document Number | 0039555201 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 0039555/201 |
| Name | 1ST MARINER BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $352,633 | $372,600 Land $71,500 Building $301,100 | |
| 2024 | $4,013.00 (+111.88%) | ||
| 2023 | $1,894.00 | $312,700 Land $71,500 Building $241,200 | $312,700 Land $71,500 Building $241,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 7318 Bay Front Rd; there have been 31 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 31 (1979–2013) |
| Claims Outside the SFHA | 15 of 31 |
| Most Recent Claim | Apr 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7318 Bay Front Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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