7226 Bay Front Rd, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 7226 Bay Front Rd, Sparrows Point, MD 21219

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,014 sqft · built 1929
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,923 (2024)
Deeds & Mortgages	Jun 2023 Transfer Mar 2017 Line of Credit + 1 more
APN	`15-1526000330`

Property Details

APN / Parcel Number

Primary APN	`15-1526000330`
Alternative APN	`1526000330`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,014 sqft Living Area
1st Floor Area	1,417 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Open Porch
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1526000330
Street Address	7226 BAY FRONT RD
City	SPARROWS POINT
State	MD
Zip	21219-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESAPEAKE TERRACE
Legal Subdivision	CHESAPEAKE TERRACE
Legal Block	2
Legal Lot Number	12
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2014
Census Tract	452100

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7226 BAY FRONT RD, BALTIMORE, MD 21219-2143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Intrafamily Transfer, Transfer
Mar 16, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 5, 2023
Transfer Doc	0481650064
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Jun 23, 2023
Property Address	7226 BAY FRONT RD, BALTIMORE, MD 21219-2143
Document Number	0481650064
Book / Page	48165 / 64
Map Reference	MB WPC 5 FO 34
Instrument Date	Jun 5, 2023
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7226 BAY FRONT RD, BALTIMORE, MD 21219-2143

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	7226 BAY FRONT RD, BALTIMORE, MD 21219-2143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0387410015
Date	Mar 16, 2017
Book Page	0038741/015

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 31, 2017
Property Address	7226 BAY FRONT RD, BALTIMORE, MD 21219-2143
Document Number	0395740186
Book / Page	039574 / 000186
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7226 BAY FRONT RD SPARROWS POINT MD 212192143, SPARROWS POINT, MD 21219-2143

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$284,433 (+21.29%)	$309,400 (+31.94%) Land $78,000 Building $231,400
2024	$2,923.00 (+102.7%)
2023	$1,442.00 (-36.62%) Homeowner's exemption	$234,500 (+16.03%) Land $74,500 Building $160,000	$234,500 (-) Land $74,500 Building $160,000
2022	$2,275.00 Homeowner's exemption	$202,100	$234,500 Land $74,500 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	31 (1979–2013)
Claims Outside the SFHA	15 of 31
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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