7311 Circulo Papayo, Carlsbad, CA 92009 Property Records

San Diego County property record for 7311 Circulo Papayo, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,566 sqft · built 2005
Lot Size	0.248 acres (10,782 sqft)
Owner	Company Name on Record
Last Sale	$955,000 (Oct 2013)
Tax Bill	$14,167 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`223-610-33-00`

Property Details

APN / Parcel Number

Primary APN	`223-610-33-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,566 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	10,782 sqft (0.248 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	7311 CIRCULO PAPAYO
City	CARLSBAD
State	CA
Zip	92009-8693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 37 TR 014379
Legal Subdivision	CARLSBAD COURT
Legal Tract	014379
Legal Block	4
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4004
Census Tract	17109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7311 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Feb 4, 2020	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 4, 2018	Quit Claim Deed, Transfer OTHER
Jun 4, 2018	Quit Claim Deed, Transfer OTHER
Jan 24, 2017	Intrafamily Transfer, Transfer · ARM NEW YORK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2013 · Amount on Record
Deed Sale	Oct 21, 2013 · Amount on Record
Prior Sale	Sep 14, 2005 · Amount on Record
Deed Document Number	2013628978
Last Transfer Date	May 24, 2018
Transfer Doc	0000223284
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7311 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7311 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693

Mortgage

Document Number	0000049631
Date	Feb 24, 2026
Instrument	2026-0049631

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7311 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056469
Date	Feb 4, 2020
Instrument	2020-0056469

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7311 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401629
Date	Jul 24, 2020
Instrument	2020-0401629

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2018
Property Address	7311 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693
Document Number	0000223284
Instrument Date	May 24, 2018
Instrument	223284
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7311 CIRCULO PAPAYO CARLSBAD CA 920098693, CARLSBAD, CA 92009-8693

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2018
Property Address	7311 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693
Document Number	0000223285
Instrument Date	May 24, 2018
Instrument	223285
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7311 CIRCULO PAPAYO CARLSBAD CA 920098693, CARLSBAD, CA 92009-8693

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2017
Property Address	7311 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693
Document Number	0000035517
Map Reference	MAP14379
Instrument Date	Dec 29, 2016
Instrument	2017-0035517
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7311 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693

Mortgage

Document Number	0000035518
Date	Jan 24, 2017
Instrument	2017-0035518

Lender

Name	NEW YORK COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,212,856 (+2%) Land $551,262 Building $661,594
2025	$14,167.00 (+6.45%) Homeowner's exemption	$1,189,075 (+4.04%) Land $540,453 Building $648,622
2023	$13,308.00 (+2.15%) Homeowner's exemption	$1,142,903 Land $519,467 Building $623,436
2022	$13,028.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Ting, Verizon.

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