7323 Circulo Papayo, Carlsbad, CA 92009 Property Records

San Diego County property record for 7323 Circulo Papayo, Carlsbad, CA 92009

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,950 sqft · built 2005
Lot Size0.235 acres (10,230 sqft)
OwnerCompany Name on Record
Last Sale$1,050,000 (Jan 2008)
Tax Bill$15,810 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN223-610-30-00

Property Details

APN / Parcel Number

Primary APN223-610-30-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,950 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area10,230 sqft (0.235 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address7323 CIRCULO PAPAYO
CityCARLSBAD
StateCA
Zip92009-8693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-C
Legal DescriptionLOT 34 TR 014379
Legal SubdivisionCARLSBAD COURT
Legal Tract014379
Legal Block4
Legal Lot Number34
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4004
Census Tract17109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7323 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2008 · Amount on Record
Deed SaleJan 31, 2008 · Amount on Record
Prior SaleJun 22, 2005 · Amount on Record
Deed Document Number200848026
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7323 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7323 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693

Mortgage

Document Number0000658698
DateSep 17, 2021
Instrument2021-0658698
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,368,747 (+2%) Land $602,885 Building $765,862
2025$15,810.00 (+6.41%) Homeowner's exemption$1,341,910 (+4.04%) Land $591,064 Building $750,846
2023$14,858.00 (+2.14%) Homeowner's exemption$1,289,804 Land $568,113 Building $721,691
2022$14,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, San Diego Broadband, Ting, Verizon.

Nearby Properties on Circulo Papayo

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