7303 Circulo Papayo, Carlsbad, CA 92009 Property Records

San Diego County property record for 7303 Circulo Papayo, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,950 sqft · built 2005
Lot Size	0.268 acres (11,672 sqft)
Owner	2 Company Names on Record
Last Sale	$1,570,000 (Dec 2020)
Tax Bill	$19,655 (2025)
Deeds & Mortgages	Sep 2023 Transfer Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-610-35-00`

Property Details

APN / Parcel Number

Primary APN	`223-610-35-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,950 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	11,672 sqft (0.268 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	7303 CIRCULO PAPAYO
City	CARLSBAD
State	CA
Zip	92009-8693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 39 TR 014379
Legal Subdivision	CARLSBAD COURT
Legal Tract	014379
Legal Block	4
Legal Lot Number	39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4004
Census Tract	17109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	833 E PIONEER RD, 102, DRAPER, UT 84020-1882
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Intrafamily Transfer, Transfer
Dec 4, 2020	Grant Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Aug 24, 2017	Grant Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Aug 24, 2017 · Amount on Record
Deed Document Number	2020779232
Last Transfer Date	Sep 15, 2023
Transfer Doc	0000252176
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2023
Property Address	7303 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693
Document Number	0000252176
Map Reference	MAP 14379
Instrument Date	Sep 15, 2023
Instrument	2023-0252176
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	7303 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2020
Property Address	7303 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693
Document Number	0000779232
Map Reference	MAP 14379
Instrument Date	Nov 23, 2020
Instrument	2020-0779232
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7303 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693

Mortgage

Document Number	0000779233
Date	Dec 4, 2020
Instrument	2020-0779233

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2017
Property Address	7303 CIRCULO PAPAYO, CARLSBAD, CA 92009-8693
Document Number	0000388861
Instrument Date	Aug 4, 2017
Instrument	388861
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$1,320.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7303 CIRCULO PAPAYO CARLSBAD CA 920098693, CARLSBAD, CA 92009-8693

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,733,404 (+2%) Land $960,549 Building $772,855
2025	$19,655.00 (+6.35%) Homeowner's exemption	$1,699,416 (+4.04%) Land $941,715 Building $757,701
2023	$18,481.00 (+2.11%) Homeowner's exemption	$1,633,428 Land $905,148 Building $728,280
2022	$18,099.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Ting, Verizon.

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