Monroe County property record for 731 Ward, Waterloo, IL 62298 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 8 ba · 2,362 sqft · built 2016 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,516 (2024) |
| Deeds & Mortgages | Mar 2021 Transfer Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-365-023-000 |
| Primary APN | 07-24-365-023-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 8 Baths |
| Stories | 1 Story |
| Building Area | 2,362 sqft Living Area |
| 1st Floor Area | 2,362 sqft |
| Basement Area | 2,362 sqft |
| Unfinished Basement | 2,362 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 660 sqft |
| Porch | Porch |
| Porch Area | 326 sqft |
| Cooling System | Central |
|---|
| Street Address | 731 WARD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 SHADY SPRINGS 1ST ADDN PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | SHADY SPRINGS |
| Legal Lot Number | 23 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 16 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-24-365-023-000
Assessment roll updated August 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 731 WARD, WATERLOO, IL 62298-1087 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 10, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Mar 01, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage STATE BANK |
| Jul 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 06, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 30, 2017 | Deed of Trust, Mortgage STATE BK/WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 09, 2021 |
| Transfer Doc | 0000415527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 10, 2021 |
| Property Address | 731 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000415527 |
| Instrument Date | Mar 09, 2021 |
| Instrument | 415527 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 731 WARD, WATERLOO, IL 62298-1087 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 01, 2021 |
| Property Address | 731 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000415255 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 415255 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 731 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000415256 |
|---|---|
| Date | Mar 01, 2021 |
| Instrument | 415256 |
| Name | STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.63% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 20, 2020 |
| Property Address | 731 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000409559 |
| Instrument Date | May 23, 2020 |
| Instrument | 409559 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 731 WARD WATERLOO IL 622981087, WATERLOO, IL 62298-1087 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 06, 2019 |
| Property Address | 731 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000403425 |
| Instrument Date | Sep 03, 2019 |
| Instrument | 403425 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 731 WARD WATERLOO IL 622981087, WATERLOO, IL 62298-1087 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 26, 2018 |
| Property Address | 731 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000394522 |
| Instrument Date | Feb 10, 2018 |
| Instrument | 394522 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 731 WARD WATERLOO IL 622981087, WATERLOO, IL 62298-1087 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 731 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000391687 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 731 WARD WATERLOO IL 622981087, WATERLOO, IL 62298-1087 |
| Document Number | 0000391687 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 391687 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Aug 29, 2042 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,930 (-) Land $15,570 Building $78,360 | $281,790 (-) Land $46,710 Building $235,080 | |
| 2024 | $5,516.00 | ||
| 2022 | Additional exemption filed | $93,930 Land $15,570 Building $78,360 | $281,790 Land $46,710 Building $235,080 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 150 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| HTC Holding | DSL | 100 / 20 |
May also be available at this address: Wisper ISP, HTC Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures