Monroe County property record for 723 Ward, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,526 sqft · built 2018 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Apr 2023) |
| Tax Bill | $6,003 (2024) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Dec 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-365-025-000 |
| Primary APN | 07-24-365-025-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,526 sqft Living Area |
| 1st Floor Area | 1,526 sqft |
| Basement Area | 1,526 sqft |
| Unfinished Basement | 1,526 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 400 sqft |
| Cooling System | Central |
|---|
| Street Address | 723 WARD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 SHADY SPRINGS 1ST ADDN PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | SHADY SPRINGS |
| Legal Lot Number | 25 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 16 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-24-365-025-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1110 PINEWOOD LN, WATERLOO, IL 62298-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF BELLEVILLE |
| Dec 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Mar 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage FCB BANKS |
| Oct 26, 2018 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Jun 18, 2018 | Trustee's Deed, Construction Loan · Line of Credit STATE BK/WATERLOO |
| Jun 22, 2018 | Trustee's Deed, Construction Loan · Line of Credit STATE BK/WATERLOO |
| Jun 15, 2018 | Warranty Deed, Transfer MON-CLAIR TITLE COMPANY, MON-CLAIR TITLE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on Record |
| Deed Sale | Apr 11, 2023 · Amount on Record |
| Prior Sale | Mar 03, 2020 · Amount on Record |
| Deed Document Number | 2023428571 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 11, 2023 |
| Property Address | 723 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000428571 |
| Instrument Date | Apr 07, 2023 |
| Instrument | 428571 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $487.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 723 WARD, WATERLOO, IL 62298-1087 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 723 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000428572 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 428572 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Number | 0000428740 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 428740 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 723 WARD, WATERLOO, IL 62298-1087 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000412951 |
|---|---|
| Date | Dec 01, 2020 |
| Instrument | 412951 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 03, 2020 |
| Property Address | 723 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000406492 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 406492 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ILLINOIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 WARD AVE, WATERLOO, IL 62298 |
| Document Number | 0000406493 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 406493 |
| Name | FCB BANKS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 26, 2018 |
| Property Address | 723 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000398470 |
| Map Reference | DOC 296428 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 398470 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1124 VALMEYER RD, 1124, COLUMBIA, IL 62236-4126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 723 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000398471 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 398471 |
| Name | BROKER SOLUTIONS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 18, 2018 |
| Property Address | 723 WARD, WATERLOO, IL 62298-1087 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 396466 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1005 COLUMBIA IL 622365005, COLUMBIA, IL 62236-5005 |
| Document Number | 0000396466 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 396466 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 17, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 22, 2018 |
| Property Address | 723 WARD, WATERLOO, IL 62298-1087 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 396542 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2019 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1005 COLUMBIA IL 622365005, COLUMBIA, IL 62236-5005 |
| Document Number | 0000396542 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 396542 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 21, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 15, 2018 |
| Property Address | 723 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000396448 |
| Instrument Date | Jun 04, 2018 |
| Instrument | 396448 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2018 |
| Title Company | MON-CLAIR TITLE COMPANY, MON-CLAIR TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $52.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1124 VALMEYER RD COLUMBIA IL 622364126, COLUMBIA, IL 62236-4126 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,280 (+38.74%) Land $16,460 Building $97,820 | $342,840 (+38.74%) Land $49,380 Building $293,460 | |
| 2024 | $6,003.00 | ||
| 2022 | Additional exemption filed | $82,370 Land $15,200 Building $67,170 | $247,110 Land $45,600 Building $201,510 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 26% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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