Monroe County property record for 727 Ward, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,572 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $192,000 (2017) |
| Tax Bill | $5,631.00 (2024) |
Source: Monroe County records · APN 07-24-365-024-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 727 WARD, WATERLOO, IL 62298-1087 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage HUD |
| Jun 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VANTAGE FCU |
| Dec 15, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PRIME LNDG |
| Sep 08, 2017 | Warranty Deed, Transfer · Building or Construction Mortgage STATE BK/WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on Record |
| Deed Sale | Dec 15, 2017 · Amount on Record |
| Deed Doc Number | 2017393462 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 727 WARD, WATERLOO, IL 62298-1087 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000425869 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 425869 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 348 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 727 WARD, WATERLOO, IL 62298-1087 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | BENCHMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000402039 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 402039 |
| Name | VANTAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 15, 2017 |
| Property Address | 727 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000393462 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 393462 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | NTC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | PO BOX 48 WATERLOO IL 622980048, WATERLOO, IL 62298-0048 |
| Document Number | 393463 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 393463 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2047 |
| Rate | 3.99% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 08, 2017 |
| Property Address | 727 WARD, WATERLOO, IL 62298-1087 |
| Document Number | 0000391858 |
| Instrument Date | Sep 08, 2017 |
| Instrument | 391858 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $49.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1005 COLUMBIA IL 622365005, COLUMBIA, IL 62236-5005 |
| Investor | Possibly a Property Investor |
| Document Number | 391859 |
|---|---|
| Date | Sep 08, 2017 |
| Instrument | 391859 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 07, 2018 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,420 (+26.26%) Land $16,460 Building $90,960 | $322,260 (+26.26%) Land $49,380 Building $272,880 | |
| 2024 | $5,631.00 | ||
| 2022 | Additional exemption filed | $85,080 Land $15,200 Building $69,880 | $255,240 Land $45,600 Building $209,640 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 26% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-24-365-024-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,572 sqft Living Area |
| 1st Floor | 1,572 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 400 sqft Garage |
| Patio Area | 232 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 727 WARD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1087 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 24 SHADY SPRINGS 1ST ADDN PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | SHADY SPRINGS |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 16 |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 600401 |
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