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726 Prospect St, Florence, AL 35630 Property Records

Lauderdale County property record for 726 Prospect St, Florence, AL 35630 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,572 sqft · built 1923
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jun 2021)
Tax Bill$718 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-02-10-1-005-033-000

Property Details

APN / Parcel Number

Primary APN24-02-10-1-005-033-000
Alternative APNs
  • 099107
  • 42932
  • 99107

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,572 sqft Living Area
1st Floor Area1,572 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions138 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number99107
Street Address726 PROSPECT ST
CityFLORENCE
StateAL
Zip35630-3509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50 X 135 CITY OF FLORENCE BLK 626 LOT 16 .15 AC/C SEC 10 T3S R11W PB 1 PG 31 SECOND HOME
Legal Range11W
Legal Township03S
Legal Section10
Legal SubdivisionCITY OF FLORENCE BLOCK 0626
Legal Block626
Legal Lot Number16
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1028
Census Tract10600

Owner

Source: Lauderdale County records · APN 24-02-10-1-005-033-000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address726 PROSPECT ST, FLORENCE, AL 35630-3509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK FSB
Jan 04, 2017Warranty Deed, Transfer
REGIONS MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Prior SaleJan 04, 2017 · Amount on Record
Deed Book / Page2021 / 37688
Transfer Doc002017/355
Record UpdatedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateJun 15, 2021
Property Address726 PROSPECT ST, FLORENCE, AL 35630-3509
Document Number2021/37688
Book / Page2021 / 37688
Map ReferenceMB 1 PG 31
Instrument DateJun 10, 2021
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address107 HICKORY HILLS CT, FLORENCE, AL 35630-2619

Transferred To (Grantee/Buyer)

NameVerified Name
Address1618 GALLOWAY AVE, MEMPHIS, TN 38112-4933

Mortgage

Document Number202137690202137690
DateJun 15, 2021
Instrument2021/37690202137690
Lender
NameFIRST FEDERAL BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateJan 04, 2017
Property Address726 PROSPECT ST, FLORENCE, AL 35630-3509
Document Number002017/355
Book / Page2017 / 355
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$15.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address426 W COLLEGE ST, FLORENCE, AL 35630-5521

Transferred To (Grantee/Buyer)

NameVerified Name
Address726 PROSPECT ST, FLORENCE, AL 35630-3509

Mortgage

Document Number002017/357
DateJan 04, 2017
Book Page2017/357
Lender
NameREGIONS MORTGAGE INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$718.00 (+7.65%) Homeowner's exemption$15,980 (+6.96%)$160,900 (+7.76%) Land $8,200 Building $152,700
2024$667.00 (+13.24%) Homeowner's exemption$14,940 (+2,309.68%) Land $680 Building $14,260$149,320 (+11.98%) Land $6,800 Building $142,520
2023$589.00 (+5.37%) Homeowner's exemption$620 (-94.57%) Land $620$133,340 (+16.86%) Land $6,100 Building $127,240
2022$559.00$11,420$114,100 Land $6,700 Building $107,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Wood Avenue Historic District (Boundary Increase)
listed 1996 · 60 contributing resources · NRIS 96000020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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