Lauderdale County property record for 728 Prospect St, Florence, AL 35630
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,463 sqft · built 1923 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,150 (Mar 2020) |
| Tax Bill | $1,410 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-02-10-1-005-034-000 |
| Primary APN | 24-02-10-1-005-034-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,463 sqft Living Area |
| 1st Floor Area | 1,463 sqft |
| Utility Area | 400 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1923 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 308 ft deep x 59 ft wide |
| Utility Building | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 98078 |
|---|---|
| Street Address | 728 PROSPECT ST |
| City | FLORENCE |
| State | AL |
| Zip | 35630-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | 59 X 150 CITY OF FLORENCE BLK 626 LOT 15 .17 AC/C (AKA PT OF ORG LOT 382-383 CITY OF FLORENCE) SEC 10 T3S R11W PB 1 PG 31 |
| Legal Range | 11W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | CITY OF FLORENCE BLOCK 0626 |
| Legal Block | 626 |
| Legal Lot Number | 15,382 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 10600 |
Source: Lauderdale County records · APN 24-02-10-1-005-034-000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1015 MANSFIELD AVE # A, A, NASHVILLE, TN 37206-3515 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Jul 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| Mar 03, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2020 · Amount on Record |
| Deed Sale | Mar 03, 2020 · Amount on Record |
| Deed Document Number | 0020208684 |
| Deed Book / Page | 2020 / 8684 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 728 PROSPECT ST, FLORENCE, AL 35630-3509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/30680 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 2018/30680 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 728 PROSPECT ST, FLORENCE, AL 35630-3509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/2254 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 2020/2254 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 05, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 728 PROSPECT ST, FLORENCE, AL 35630-3509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/30680 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 2018/30680 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Mar 03, 2020 |
| Property Address | 728 PROSPECT ST, FLORENCE, AL 35630-3509 |
| Document Number | 2020/8684 |
| Book / Page | 2020 / 8684 |
| Map Reference | MB 1 PG 31 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 WHEATON CT, 115, FLORENCE, AL 35633-1744 |
| Name | Verified Name |
|---|---|
| Address | 728 PROSPECT ST, FLORENCE, AL 35630-3509 |
Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,410.00 (+6.98%) | $28,780 (+6.99%) | $145,100 (+7.88%) Land $9,700 Building $135,400 |
| 2024 | $1,318.00 (+12.07%) | $26,900 (+1,768.06%) Land $1,620 Building $25,280 | $134,500 (+11.99%) Land $8,100 Building $126,400 |
| 2023 | $1,176.00 (+16.78%) | $1,440 (-93%) Land $1,440 | $120,100 (+16.83%) Land $7,200 Building $112,900 |
| 2022 | $1,007.00 | $20,560 | $102,800 Land $8,000 Building $94,800 |
Source: FEMA National Flood Hazard Layer as of August 1, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Wood Avenue Historic District (Boundary Increase) listed 1996 · 60 contributing resources · NRIS 96000020 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 369 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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