San Diego County property record for 731 Gemstone Dr, San Marcos, CA 92078
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3 ba · 2,684 sqft · built 2020 |
| Owner | 2 Company Names on File |
| Last Sale | $774,000 (May 2020) |
| Tax Bill | $12,951 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Jan 2021 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 222-174-09-06 |
| Primary APN | 222-174-09-06 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,684 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Condo/Apartment |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 731 GEMSTONE DR |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-1411 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SPECIFIC P |
| Legal Description | LOT 13 US 78 PER DOC19-0476728&UND INT IN TR 016159 |
| Legal Subdivision | RANCHO CORONADO VILLAGE M 15-0 |
| Legal Tract | 016159 |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20044 |
Source: San Diego County records · APN 222-174-09-06
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 731 GEMSTONE DR, SAN MARCOS, CA 92078-1411 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Jun 03, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 29, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage PACIFIC LNDG |
| May 29, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD |
| May 22, 2020 | Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD |
| May 28, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| May 27, 2020 | Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| May 28, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CITY NAT'L BK |
| May 29, 2020 | Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2020 · Amount on Record |
| Deed Sale | May 27, 2020 · Amount on Record |
| Deed Document Number | 2020265783 |
| Last Transfer Date | Jan 30, 2023 |
| Transfer Doc | 0000159349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 03, 2026 |
| Property Address | 731 GEMSTONE DR, SAN MARCOS, CA 92078-1411 |
| Document Number | 0000159349 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 2026159349 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 731 GEMSTONE DR, SAN MARCOS, CA 92078-1411 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 731 GEMSTONE DR, SAN MARCOS, CA 92078-1411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 731 GEMSTONE DR, SAN MARCOS, CA 92078-1411 |
| Document Number | 0000031447 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021-0031447 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 29, 2020 |
| Property Address | 731 GEMSTONE DR, SAN MARCOS, CA 92078-1411 |
| Document Number | 0000274830 |
| Instrument Date | May 28, 2020 |
| Instrument | 274830 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $916.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 737 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411 |
| Document Number | 274832 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 274832 |
| Name | PACIFIC LNDG |
|---|---|
| Address | ONTARIO, CA 91764 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 29, 2020 |
| Property Address | 731 GEMSTONE DR, SAN MARCOS, CA 92078-1411 |
| Document Number | 0000274831 |
| Instrument Date | May 28, 2020 |
| Instrument | 274831 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 737 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 22, 2020 |
| Property Address | 731 GEMSTONE DR, SAN MARCOS, CA 92078-1411 |
| Document Number | 0000260294 |
| Instrument Date | May 19, 2020 |
| Instrument | 260294 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD |
| Amount | Amount Recorded |
|---|---|
| Tax | $908.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 741 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 28, 2020 |
| Property Address | 731 GEMSTONE DR, SAN MARCOS, CA 92078-1411 |
| Document Number | 0000268863 |
| Instrument Date | May 19, 2020 |
| Instrument | 268863 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $811.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 733 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411 |
| Document Number | 268864 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 268864 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 27, 2020 |
| Property Address | 731 GEMSTONE DR, SAN MARCOS, CA 92078-1411 |
| Document Number | 0000265783 |
| Instrument Date | May 06, 2020 |
| Instrument | 265783 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $851.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 731 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411 |
| Document Number | 265784 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 265784 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 28, 2020 |
| Property Address | 731 GEMSTONE DR, SAN MARCOS, CA 92078-1411 |
| Document Number | 0000269226 |
| Instrument Date | May 04, 2020 |
| Instrument | 269226 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 735 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411 |
| Document Number | 269227 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 269227 |
| Name | CITY NAT'L BK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 29, 2020 |
| Property Address | 731 GEMSTONE DR, SAN MARCOS, CA 92078-1411 |
| Document Number | 0000272357 |
| Instrument Date | Mar 05, 2020 |
| Instrument | 272357 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD |
| Amount | Amount Recorded |
|---|---|
| Tax | $801.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 739 GEMSTONE DR SAN MARCOS CA 920781411, SAN MARCOS, CA 92078-1411 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $863,250 (+2%) Land $356,964 Building $506,286 | |
| 2025 | $12,951.00 (+7.19%) Homeowner's exemption | $846,324 (+4.04%) Land $349,965 Building $496,359 |
| 2023 | $12,082.00 (+2.28%) Homeowner's exemption | $813,462 Land $336,376 Building $477,086 |
| 2022 | $11,813.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Spectrum Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: Verizon.
Based on FCC filings for 468 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VALLECITOS WD serves 114,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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