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722 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 722 Gemstone Dr, San Marcos, CA 92078

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,211 sqft · built 2019
Owner2 Individual Names on File
Last Sale$1,040,000 (Nov 2025)
Tax Bill$11,235 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN222-174-23-02

Property Details

APN / Parcel Number

Primary APN222-174-23-02

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,211 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address722 GEMSTONE DR
CitySAN MARCOS
StateCA
Zip92078-1410
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSPECIFIC P
Legal DescriptionLOT 54 US 51 PER DOC19-0108907&UND INT IN TR 016159
Legal SubdivisionCITY OF SAN MARCOS
Legal Tract016159
Legal Block4
Legal Lot Number54
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract20044

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address312 VIA LIDO NORD, NEWPORT BEACH, CA 92663-4610
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2025 · Amount on File
Deed SaleNov 18, 2025 · Amount on File
Prior SaleJan 27, 2020 · Amount on File
Deed Document Number2025325658
Prior Transfer DateNov 7, 2023
Prior Transfer Doc0000317369
Record UpdatedSep 20, 2026

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 18, 2025
Property Address722 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Document Number0000325658
Map ReferenceMAP 16159
Instrument DateOct 27, 2025
Instrument2025-0325658
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address312 VIA LIDO NORD, NEWPORT BEACH, CA 92663-4610

Mortgage

Document Number0000325659
DateNov 18, 2025
Instrument2025-0325659
Lender
NameSECURE CHOICE LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,040,000 (+46.53%) Land $464,714 Building $575,286
2025$11,235.00 (+7.18%)$709,772 (+4.04%) Land $317,155 Building $392,617
2023$10,482.00 (+2.38%)$682,213 Land $304,841 Building $377,372
2022$10,238.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Spectrum
Cable		1,000 / 50
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: Verizon.

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