731 E Harvard St, Oconomowoc, WI 53066 Property Records

Waukesha County property record for 731 E Harvard St, Oconomowoc, WI 53066

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,128 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (May 2024)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`OCOC-0561-660-001`

Property Details

APN / Parcel Number

Primary APN	`OCOC-0561-660-001`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	731 E HARVARD ST
City	OCONOMOWOC
State	WI
Zip	53066-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 LOT 3 BLK 2 PLAT OF WICKMANS SUBDIVISION PT W1/2NE1/4 SEC 33 T8N R17E
Legal Range	17E
Legal Township	8N
Legal Section	33
Legal Subdivision	PLAT OF WICKMANS SUBDIVISION
Legal Block	2
Legal Lot Number	3
Jurisdiction	WAUKESHA WI
Township / Civil Division	OCONOMOWOC
Census Block Group	3
Census Block	3017
Census Tract	204301

Owner

Source: Waukesha County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	731 E HARVARD ST, OCONOMOWOC, WI 53066-2949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 2, 2023	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Nov 28, 2022	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Nov 28, 2022 · Amount on Record
Deed Document Number	20244765034
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	731 E HARVARD ST, OCONOMOWOC, WI 53066-2949
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E HARVARD ST, OCONOMOWOC, WI 53066-2949

Mortgage

Document Number	0004858877
Date	Feb 3, 2026
Instrument	4858877

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	731 E HARVARD ST, OCONOMOWOC, WI 53066-2949
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004717882
Date	May 2, 2023
Instrument	4717882

Lender

Name	PLANET HOME LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Nov 28, 2022
Property Address	731 E HARVARD ST, OCONOMOWOC, WI 53066-2949
Document Number	0004699713
Instrument Date	Oct 25, 2022
Instrument	4699713
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E HARVARD ST, OCONOMOWOC, WI 53066-2949

Mortgage

Document Number	0004699714
Date	Nov 28, 2022
Instrument	4699714

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	731 E HARVARD ST, OCONOMOWOC, WI 53066-2949
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004558533
Date	Feb 18, 2021
Instrument	4558533

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	731 E HARVARD ST, OCONOMOWOC, WI 53066-2949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004445274
Date	Jan 2, 2020
Instrument	4445274

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Oconomowoc City
Unified School District	Oconomowoc Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,988.00 (-4.87%)	$385,000 (+2.67%) Land $74,500 Building $310,500	$390,700 (-0.15%)
2023	$4,192.00 Homeowner's exemption	$375,000 Land $74,500 Building $300,500	$391,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONOMOWOC WATERWORKS serves 15,805 people · EPA ID WI2680227
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Netwurx, Verizon.

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